Accounts
Bank how and when you choose to, with the low fees or extra benefits you want.
Credit cards
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Ways to bank
See how to bank in your own time, 24/7 online, on your phone or on the Money app.
Personal loans
Personalised interest rates for affordable loans from R2,000 to R300,000.
Home loans
Loan up to 100% of the property value or up to 105% if you are a first-time buyer.
Accounts
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Everyday banking
Safety, convenience and rewards
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Youth banking
For under 16s, or under 25s
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Private Clients
For a professional banking experience
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Digital wallet
Your phone is your bank account
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Private Wealth
The globally integrated account
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Goal saving
Easy access to interest earned
- Refugees and asylum seekers
Credit cards
Ways to bank
International banking
Rewards
Accounts
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On demand
Money available at any time
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In 24 hours
Cash in your hand the next day
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In 32 days
Funds ready within a month
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End of term
Investments left until maturity
Investment services
Personal loans
Home loans
Student loans
Overdrafts
Vehicle finance
Blog
Talk to us
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedbank ID
- Accounts
- Everyday banking
- Youth banking
- Private Clients
- Digital wallet
- Private Wealth
- Goal saving
- Refugees and asylum seekers
- See all accounts
- Get help choosing
- FAQ
- How-to guides
- Everyday banking
- Savvy Bundle Platinum
- Savvy Plus Gold
- Pay-as-you-use
- Youth banking
- Nedbank4Me
- Unlocked.Me
- Private Clients
- Pay-as-you-use
- Young Professionals
- Private Bundle and Private One
- Digital wallet
- MobiMoney
- Private Wealth
- Private Wealth Bundle
- Goal saving
- MyPocket
- Refugees and asylum seekers
- American Express
- Amex Gold
- Amex Platinum
- Ways to bank
- Bill payments
- Bill payments
- International banking
- Rewards
- Save & Invest
- Accounts
- Investment services
- On demand
- Club
- Money Market
- Stokvel
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- Tax-free Fixed Deposit
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Investment services
- Personal loans
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Explore loans
- FAQ
- How to guides
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Home loans
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar Energy Finance
- Explore home loans
- FAQ
- How to guides
- Track application
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar Energy Finance
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Insure
- Plan
- Learn
- Blog
- Blog
- Contact us
- Talk to us
- Find us
- Talk to us
- Find us
Rewards and discounts that taste great
Get great restaurant deals, greenbacks earned on all eligible spend, easy tap & go payments, Rewards & discounts that taste great.

Get a credit card that works for you
- Get up to 55 days interest-free with no hidden costs.
- Look for the best interest rates to pay less for your credit.
- All the costs involved, including service fees and any extra charges.
- Secure self-service channels to easily manage your card.
- Features like free swipes, rewards, and payment convenience.
What are the benefits?
Travel
Discounts on flights, accommodation, and car hire.
Complimentary replacement
Your card, substituted as a courtesy.
Zero card delivery fees
Have your card delivered to you for free.
Special deals
Get special deals on shopping, airtime and data vouchers, electricity, and more.
Greenbacks
Earn Greenbacks on all eligible spend.
Versatility
Use your card in-store, online, at ATMs, or abroad.
Card features
Contactless
Tap and go & scan to pay using QR codes.
Convenient
Link your card to Apple Pay, Samsung Pay, Fitbit Pay, or Garmin Pay.
Easy-to-use
Manage your card with the Money app or Online Banking.
Flexible
Pay off your purchases over time with the budget facility and change your limit on request.
Secure
Your card is chip- and PIN-enabled for added security.
Wallet-friendly
Link it to your Avo Wallet and shop for groceries, appliances, prepaids, and more.
See money differently
Apply online