American Express Gold Credit Cards

From R20

R20

R34 (a month)

R70 (a month)

Free

Free

R180

R670

R26

R26

Free

Free

R2.30 per R100 or part thereof

R2.30 per R100 or part thereof

R11 plus R2.30 per R100 or part thereof

R11 plus R2.30 per R100 or part thereof

R80 plus R2.30 per R100 or part thereof

R80 plus R2.30 per R100 or part thereof

R55 plus R2.30 per R100 or part thereof

R55 plus R2.30 per R100 or part thereof

2%

2%

R80 plus R2.30 per R100 or part thereof

R80 plus R2.30 per R100 or part thereof

R1.30 per R100 or part thereof

R1.30 per R100 or part thereof

R8.35

R8.35

Free

Free

R165

R165

R40

R40

Free

Free

R160

R160

R195

R195

Up to R410

Up to R410

R150

Free

R160

R160

R450

R450

Free

Free

Free

Free

Free

Free

R10

R10

R8.50

R8.50

R1

R1

R1

R1

R20

R20

R1.50

R1.50

Free

Free

R2

R2

R10

R10

R10

R10

R20

R20

R35

R35

NetBank fees

Free

Free

Free

Free

R8.35

R8.35

Free

Free

Free

Free

      

Other VAS options

R1.50

R1.50

R1.50

R1.50

R1.50

R1.50

Free

Free

      

PhoneBank: self-service transactions

Free

Free

Free

Free

Free

Free

      

Cellphone banking transactions

Free

Free

Free

Free

R8.50

R8.50

      

Interest rate offered

From 17.90% to 18.75%

16.25%

      

 

See all credit card interest rates

See consolidated card fees for 2021, or in Afrikaans, or for 2020

 

All fees include VAT at 15% and are effective from 1 January 2022.

  1. A currency conversion fee will apply to all foreign transactions.
  2. Rates include banking at self-service terminals, Nedbank Online Banking, SMS Banking, Telephone Banking: Self-service and Agent-assisted, and Cellphone Banking.
  3. Online Banking fee is charged if this is the only Nedbank account.

* The credit facility service fee covers the costs associated with providing up to 55 days’ interest-free credit card facility, routine administration and maintenance of the credit facility, as well as the cost of capital associated with providing the credit facility.

** IDATM is an Intelligent Depositor ATM.

*** SST is a self-service terminal.