- Features and benefits
- How to apply
What we offer
Our solutions are aligned to the variable and cyclical nature of agribusinesses and to the needs of both the primary and secondary production in three main market sectors:
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Agronomy
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Horticulture
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Livestock production
Tailored lending solutions
Agri-instalment sale agreement
We provide financing for all types of agricultural equipment and machinery with flexible repayment options such as annual payments and extended repayment periods of up to 5 years.
Agri-medium-term loan
This can be used for financing productive assets (e.g. breeding herds of cattle) or enhancing existing assets, and includes an option to withdraw surplus funds arising from excess payments.
Agri-production loan
This loan finances production inputs such as maize, soya and wheat. The product takes into account seasonality, the need to hedge prices, as well as the necessity of crop insurance.
Agri-trade finance
Our creative approach to trade finance and interlinking risk control means you can optimise the risk-return relationship.
Key components of our offering include:
- post-import financing
- pre-export financing
- discounting of bills
Additional services
Overdraft facilities and short-term loans to match your business cycles
Letters of guarantee linked to a global facility to allow your business to access various suppliers without initial cash outlay
Bridging finance and bankers’ acceptance for 30-, 60- or 90-day periods
Medium term loans of between 3-5 years to assist you in building infrastructure for medium-term crops and livestock
Asset-based finance to help acquire equipment such as generators, irrigation infrastructure and farm implements
Vehicle asset finance over a period of 36 months
Our AgriBusiness offerings are available to:
Commercial farmers and agro-processors with a minimum of 20 Ha of tobacco or 40 Ha of maize or seed crops
Commercial livestock enterprises such as poultry, piggery, beef and dairy
Commercial agricultural entities borrowing a minimum of US$100,000 at any one time
Our specialist approach
We have established working relationships with along the entire value chain, from input suppliers to the commodity markets, to enable you to benefit from our alliances.
We match export and import needs with strong global transacting products and simplified risk-hedging instruments. Partnerships with leading academic institutions keep us abreast of the latest research developments and emerging trends in the industry, allowing us to provide guidance, support and quick decision-making.
Our Business Manages will share our vast business experience of Agri-market trends with you in a personalised settings, farm visits or by attending your executive meetings.



