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- Features and benefits
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What you get
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Expert guidance from our lending specialists
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Competitive loan rates that take your financial wellness into consideration
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A long-term relationship with a financial partner you can trust
We offer tailored solutions for a variety of needs
Private Home Loans
A Nedbank Private Home Loan offers financing for existing residential property at very competitive interest rates, with repayment of up to 20 years. It is suitable for individuals (and couples) looking for basic home loan finance.
Employer Assisted Schemes
As an employee who meets the criteria for home-loan approval, you stand to be assisted by your company in your private-home purchase. The benefits of this offer include a reduction on your upfront payments, as well as a lower interest rate.
Equity Release Loan
Unlock the value of your property and use the additional funds to cater for other financial needs, such as home improvements, with a further loan of up to 50% of your property value. Key features:
- Loan tenure up to 5 years
- Minimum loan amount of US$5,000
- Maximum loan amount of US$100,000
Ready to apply?
Leave us a messageAlternatively, you can call us on +263 0242 230 999 or visit your nearest branch.
To apply for a home loan
You must be 18 years or older
You must be a Zimbabwean resident
You must be earning a monthly income
We will conduct a credit assessment to see how much we can offer you
Documents you'll need
For a home loan application
- Completed application form
- Letter from employer (on letterhead) stating retirement age
- Copy of identification document
- Payslip/proof of earnings with company stamp
- Proof of residence (dated 3 months, at most)
- Copy of the Title Deed
- Valuation report (from bank-approved valuers)
- 2 copies of the Agreement of Sale for the purchase of the property
- Proof of legal fees (up to 13% of the selling price of the property)
- Proof of deposit on the property purchase price
- 30% for Harare properties
- 40% for properties outside of Harare
- US$100 application fee
- Completed application form
- Letter from employer (on letterhead) stating retirement age
- Copy of identification document
- Payslip/proof of earnings with company stamp
- Proof of residence (dated 3 months, at most)
- Copy of the Title Deed
- Valuation report (from bank-approved valuers)
- 2 copies of the Agreement of Sale for the purchase of the property
- Proof of legal fees (up to 13% of the selling price of the property)
- Proof of deposit on the property purchase price
- 30% for Harare properties
- 40% for properties outside of Harare
- US$100 application fee
For an equity release or home improvement loan
- Completed application form
- Letter from employer (on letterhead) stating retirement age
- Copy of identification document
- Payslip/proof of earnings with company stamp
- Proof of residence (dated 3 months, at most)
- Copy of the Title Deed in the applicant's name/spouse
- Valuation report (from bank-approved valuers)
- Bond registration fees (approximately 3,5% of the amount applied for)
- Quotations of work to be carried out (for home improvements)
- US$100 application fee
- Completed application form
- Letter from employer (on letterhead) stating retirement age
- Copy of identification document
- Payslip/proof of earnings with company stamp
- Proof of residence (dated 3 months, at most)
- Copy of the Title Deed in the applicant's name/spouse
- Valuation report (from bank-approved valuers)
- Bond registration fees (approximately 3,5% of the amount applied for)
- Quotations of work to be carried out (for home improvements)
- US$100 application fee
Achieve your dream with a Nedbank home loan today.
For even quicker access
Simply call us on +263 242 230 999 to begin your application, or visit your nearest branch. Our friendly staff will guide you through the process and answer any questions that you may have.
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