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Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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Guaranteed Growth Plan
With a Guaranteed Growth Plan, you can invest your money knowing that you'll get your initial capital back plus growth, no matter what happens in the market.
Zero
5%
R50,000
5 years
Minimum investment and term
R50,000 for individuals.
You cannot add to your investment, but you can take out a new investment, subject to the minimum investment amount.
5-year investment term.
Withdrawals
You can make 1 partial withdrawal or withdraw the full amount of your investment.
If you want to withdraw the money, legislation limits the value of the withdrawal to the initial capital amount, minus any benefits paid, plus 5% interest compounded annually.
If you withdraw only some of the money, we will pay out the rest to you with further growth on the maturity date.
You can use the investment as collateral for a loan or transfer full ownership of the investment to another person.
What happens if I die during the investment term?
Should you pass away during the investment term, an amount equal to the greater of the initial capital amount and the surrender value, less any previous payments, will be paid to your nominated beneficiaries.
If you did not nominate beneficiaries, the money will be paid to your estate.
If you nominated only 1 beneficiary, they can continue with the investment if they want to.
Why choose this investment plan?
You get your initial capital back, plus growth – tax-free.
You enjoy guaranteed growth on your investment from day 1.
The more money you invest, the more your money will grow.