Guaranteed Growth Plan

With a Guaranteed Growth Plan, you can invest your money knowing that you'll get your initial capital back plus growth, no matter what happens in the market.




5 years

Minimum investment and term

R50,000 for individuals. 


You cannot add to your investment, but you can take out a new investment, subject to the minimum investment amount.


Five-year investment term.



You can make one partial withdrawal or withdraw the full amount of your investment.


If you want to withdraw the money, legislation limits the value of the withdrawal to the initial capital amount, less any benefits paid, plus 5% interest compounded annually.


If you withdraw only some of the money, we will pay out the rest to you with further growth on the maturity date.


You can use the investment as collateral for a loan or transfer full ownership of the investment to another person.

What happens if I die during the investment term?

If you pass away during the investment term, an amount equal to the greater of the initial capital amount and the surrender value, less any previous payments, will be paid to your nominated beneficiaries.


If you did not nominate beneficiaries, the money will be paid to your estate.


If you nominated only one beneficiary, they can continue with the investment if they want to.

Why choose this investment plan?

You get your initial capital back, plus growth – tax-free.

You enjoy guaranteed growth on your investment from day one.

The more money you invest, the more your money will grow.

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