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Instant credit. Tailored interest rates.
An overdraft offers you instant credit that is added to your bank account. Take care of emergencies or top up your monthly budget during those tight moments between paydays with up to R250,000, available whenever you need it.
See terms and conditions.
No need to open a separate account or get an extra card.
The extra money stays available in your bank account.
You’ll be charged interest on only the portion you use.
You can take out credit life insurance on your overdraft.
How it works
If you already have a Nedbank account, you can apply for an overdraft on the Money app or Online Banking. You can also choose one when you open your account for the first time. Once your overdraft has been set up, you can increase or decrease its limit anytime on our digital banking channels.
Qualifying accounts
Savvy Bundle Platinum
Cheque account
Bank smarter with this full package deal that offers daily banking convenience, flexible credit solutions and great travel benefits at a fixed monthly fee.
Monthly fee
R220 p/m
Savvy Plus Gold
Cheque account
Save on fees. Get this money-smart account that takes care of your basic banking needs with the option to add more benefits when you need them.
Monthly fee
R115 p/m
Pay-as-you-use
Cheque account
Pay only for what you use and nothing more with a Nedbank Pay-as-you-use account.
Monthly fee
Zero
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Help and support
Learn about money
Download the Nedbank Money app
A secure and convenient way to manage your money, apply for accounts and loans, and even buy gift and prepaid vouchers.
Learn more
Scan the code to download the app