Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Everyday banking

Safety, convenience and rewards
Youth banking

For under 16s, or under 25s
- Nedbank4Me
- Unlocked.Me
Private Clients

For a professional banking experience
Digital wallet

Your phone is your bank account
- MobiMoney
Private Wealth

The globally integrated account
- Private Wealth Bundle
Goal saving

Easy access to interest earned
- MyPocket
Refugees and asylum seekers

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Nedbank

Credit from only R40 a month
- New Gold
- Platinum
American Express

Double the Greenbacks rewards
- Amex Gold
- Amex Platinum
SAA Voyager

Miles earned at faster rates
- Gold
- Premium

Rewards

Greenbacks rewards to spend, plus exclusive deals, discounts and vouchers.

Ways to bank

See how to bank in your own time, 24/7 online, on your phone or on the Money app.

Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

On demand

Money available at any time
In 24 hours

Cash in your hand the next day
In 32 days

Funds ready within a month
- Electronic 32Day Notice
- 32Day Notice
End of term

Investments left until maturity

Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Explore student loans

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us

Find the contact details you need. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.

Welcome to our new digital experience. For more services please go to

nedbank.co.za

Welcome to our new digital experience. For more services please go to nedbank.co.za close

Instant credit. Tailored interest rates.

An overdraft offers you instant credit that is added to your bank account. Take care of emergencies or top up your monthly budget during those tight moments between paydays with up to R250,000, available whenever you need it.

See terms and conditions.

No need to open a separate account or get an extra card.

The extra money stays available in your bank account.

You’ll be charged interest on only the portion you use.

You can take out credit life insurance on your overdraft.

How it works

If you already have a Nedbank account, you can apply for an overdraft on the Money app or Online Banking. You can also choose one when you open your account for the first time. Once your overdraft has been set up, you can increase or decrease its limit anytime on our digital banking channels.

Read the FAQ How to guides

Qualifying accounts

Savvy Bundle Platinum

Cheque account

Bank smarter with this full package deal that offers daily banking convenience, flexible credit solutions and great travel benefits at a fixed monthly fee.

Monthly fee

R220 p/m

Savvy Plus Gold

Cheque account

Save on fees. Get this money-smart account that takes care of your basic banking needs with the option to add more benefits when you need them.

Monthly fee

R115 p/m

Pay-as-you-use

Cheque account

Pay only for what you use and nothing more with a Nedbank Pay-as-you-use account.

Monthly fee

Zero

Get started and apply online

Get started

Learn more about loans

Calculate the total cost of your loan

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Help and support

Learn about money

Visit our blog

Get in touch

Call us on 0860 555 111

Find a branch

Download the Nedbank Money app

A secure and convenient way to manage your money, apply for accounts and loans, and even buy gift and prepaid vouchers.

Learn more

Scan the code to download the app

Accounts Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Rewards Greenbacks rewards to spend, plus exclusive deals, discounts and vouchers.

Ways to bank See how to bank in your own time, 24/7 online, on your phone or on the Money app.

Explore Bank

Accounts Great interest rates, with great flexibility and access to your money when you need it.

Explore Save & Invest

Personal loans Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans Loan up to 100% of the property value or up to 105% if you are a first-time buyer.

Student loans Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts Add an overdraft to your account for instant access to credit when you need it.

Explore Borrow

Blog Buying a home, opening a new account or need to save? Let our experts guide you.

Explore Learn

Talk to us Find the contact details you need. We are here to help, by phone or email.

Find us Get directions to your nearest branch, ATM or foreign exchange branch.

Explore Contact us

Accounts

Everyday banking

Youth banking

Private Clients

Digital wallet

Private Wealth

Goal saving

Credit cards

Nedbank

American Express

SAA Voyager

Rewards

Ways to bank

Accounts

On demand

In 24 hours

In 32 days

End of term

Personal loans

Home loans

Student loans

Overdrafts

Blog

Talk to us

Find us

Add an overdraft to your account

Instant credit. Tailored interest rates.

How it works

Qualifying accounts

Other loan solutions

Personal loans

Credit Cards

Learn more about loans

Calculate the total cost of your loan

When loan consolidation makes sense

3 ways to reap the benefits of record-low repo rates

Help and support

Learn about money

Get in touch

Download the Nedbank Money app

Accounts
Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Rewards
Greenbacks rewards to spend, plus exclusive deals, discounts and vouchers.

Ways to bank
See how to bank in your own time, 24/7 online, on your phone or on the Money app.

Accounts
Great interest rates, with great flexibility and access to your money when you need it.

Personal loans
Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans
Loan up to 100% of the property value or up to 105% if you are a first-time buyer.

Student loans
Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts
Add an overdraft to your account for instant access to credit when you need it.

Blog
Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us
Find the contact details you need. We are here to help, by phone or email.

Find us
Get directions to your nearest branch, ATM or foreign exchange branch.