Bank
Save & Invest
Borrow
Insure
Plan
Help Centre
Get in touch
Find us
Manage your money
Accounts

Bank your way with low fees and extra benefits.
Credit cards

Enjoy 55 days’ interest free credit and other benefits.
Greenbacks

More rewards at every level as you spend and invest.
Digital banking

Bank on any device, from anywhere at anytime.
Switch to Nedbank

Move your salary and debit orders over easily.
Fraud awareness

Protect yourself against the latest schemes and scams.
Forex

For all your travel, international payments, and foreign currency investment needs.

Explore Bank
Grow your money
Accounts

Great interest rates and easy access to your money.
Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Explore Save & Invest
Achieve your goals
Personal loans

Affordable loans and interest rates from R2k to R300k.
Home loans

Buy or build your home with up to 109% financing to cover bond and transfer costs.
Student loans

Nedbank offers full or part-time loans to students.
Overdrafts

Instant access to credit when you need it.
Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.
Solar finance

Secure an affordable energy solution when in need.
Debt assistance

Debt management support when you need it the most.
Explore Borrow
Protect what you love
Life cover

Secure your family’s future with up to R2million.
Funeral cover

Cover for you and your family in the event of death.
Short term insurance

Car, building, house contents, valuables and more.
Credit Life

Bond, credit card, overdraft, loan and car repayments.
Travel insurance

Global travel insurance with 24-hr emergency assist.
Business cover

We have cover for small, medium or large businesses.
Secure investments

Guaranteed income and growth plans for future income.
Explore Insure
Plan your wealth
Financial planning

Achieve your financial goals with expert planning.
Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.
Nedbank Private Wealth

Banking experience with customised solutions and rates.
Speak to a financial adviser

Our experts are ready to assist when you need them.
Explore Plan
We're at your service
Check NedFinHealth score

Get personalised tips and guides on ways to improve your financial wellness, brought to you by NedFinHealth.
Chat to Enbi

Your 24/7 digital banking assistant for anytime-anywhere convenience.
Contact us

We’re here to answer your questions and resolve any query.
Find a branch

Find your nearest branch, ATM or currency exchange service.
Read our blog

Let our experts guide you on any financial matter.
Explore Help Centre
Back
Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Greenbacks

More rewards at every level as you spend and invest.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Buy or build your home with up to 109% financing to cover bond and transfer costs.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Help Centre

Check NedFinHealth score

Get personalised tips and guides on ways to improve your financial wellness, brought to you by NedFinHealth.

Chat to Enbi

Your 24/7 digital banking assistant for anytime-anywhere convenience.

Contact us

We’re here to answer your questions and resolve any query.

Find a branch

Find your nearest branch, ATM or currency exchange service.

Read our blog

Let our experts guide you on any financial matter.
Back
  • Digital banking
  • Switch to Nedbank
  • Fraud awareness
  • Forex
  • Investment services
  • Share trading
  • Loan consolidation
  • Personal loans
  • Home improvement loan
  • Exclusive short-term loan offers
  • Overdrafts
  • Vehicle finance
  • Solar finance
  • Consolidate all your debts into a simple loan
  • Short-term payment relief | Nedbank
  • Take charge and restructure your finances | Nedbank
  • Assisted-sales solutions for homes and vehicles | Nedbank
  • Flexible payment plans for loans and credit | Nedbank
  • Understanding how repo rate works | Nedbank
  • We have payment solutions to get you back on track
  • Individual R10,000
  • Individual R30,000
  • Family Cover
  • Build your own cover
  • Vehicle insurance
  • Building insurance
  • House contents insurance
  • Valuables insurance
  • Alternative energy insurance
  • Legal expenses | Nedbank Insurance
  • Home loan credit life
  • MFC Vehicle Finance Assurance
  • Overdraft Assurance
  • Balance Protection Plan
  • Personal loan Assurance
  • Travel insurance
  • Business cover
  • Guaranteed Growth Income Plan
  • Guaranteed Growth Plan
  • Investment planning
  • Insurance planning
  • Give
  • Retirement planning
  • Will drafting
  • Ensure your estate is managed by an executor | Nedbank
  • Trust services
  • Financial accounting
  • Tax services
  • Leave the admin of your estate to us, and not to your loved ones | Nedbank
  • Nedbank Private Wealth
  • Speak to a financial adviser
  • Check NedFinHealth score
  • Chat to Enbi
  • Contact us
  • Find a branch
  • Everything you need to know about student loans
  • Can gaming make your kid a budding financial expert?
Filter by

A dormant bank account is one where no client-initiated credit or debit transactions are made for a period, normally 180 days but subject to your account type.

 

 

We will place a hold on your account, which means you won't be able to use it to pay for goods or services or withdraw funds.  
 
Fees will continue to be charged on your account until it is closed.

If your account balance is less than R50 000, you can quickly and easily reactivate your account on the Money App by following the steps:

  • Select your inactive account from the dashboard.
  • Tap Activate.
  • If your account has a negative balance, you will need to deposit money into the account to make the balance R0. 
  • Then tap Confirm to activate your account.
  • You will then see a message on the app and receive an SMS on your registered cellphone number to confirm that your account has been reactivated successfully.

Or call the Nedbank contact centre on 0800 555 111.

 

If your account balance exceeds R50 000 you would need to visit your nearest branch with your ID document.

Once your account has been dormant for 2 years, we will automatically close your account. If you had a positive balance in your account, these funds will be moved to unclaimed balances, and you can claim these at any time.

Find out how to claim unclaimed funds.