Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
Let our experts guide you on any financial matter.
Accounts
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Everyday banking Simpler more affordable
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Private Wealth The globally integrated account
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Digital wallet Your phone is your bank account
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
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- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
Tax-free Fixed Deposit Investment Account
Invest from as little as R1,000 and pay zero tax on what you earn. Guaranteed.
Zero
8.05 – 8.89
R1,000
End of term
What you get
Pay zero tax on your returns
Enjoy guaranteed growth on a fixed interest rate
Get 24/7 access to your account on our digital platforms
Growth
Your capital and earnings are guaranteed.
You can earn anything between 8.05% and 8.55% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 8.89%.
The bigger your investment, the higher your returns.
Save up to R36,000 a year and R500,000 over a lifetime, tax free.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
No additional deposits or withdrawals are allowed.
Flexibility
You can choose to have your interest paid monthly, quarterly, half-yearly or on maturity.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added secuyrity, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank Affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
Tax-free Savings
Save your money and enjoy the proceeds tax-free. No strings attached, no pain, all gains.
Zero
6.00 – 7.75 %
R500
Min 24 hours
MoneyTrader
Earn interest at a rate of up to 8,25% for the first three months if you open, switch to or reinvest your money in a MoneyTrader Account. Offer ends 31 December 2024. T&Cs apply.
Zero
7.80 – 8.25 %
R50,000
Min 24 hours
EasyAccess Deposit
Invest a lump sum of R25,000 or more for 12 months, with easy access to your money when you need it.
Zero
6.06–7.49 %
R25,000
Min 24 hours
See our product comparisons and disclosures here.