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- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Need to travel urgently? A personal loan could
Why choose our Personal Loan Assurance?
Your loan instalments will be paid if you are retrenched, become disabled, or pass away.
No medical are tests needed to take up the policy.
You enjoy affordable premiums to suit your credit needs and budget.
Waiting periods
3 months for retrenchment, disability, and death.
12 months from the start date of the policy for pre-existing conditions.
No waiting period for accidental death, to allow for the personal loan to be registered.
What is covered
Cover for up to 12 loan instalments if you are retrenched.
Up to R400 000 of the initial loan amount if you become disabled or pass away.
12 loan instalments for loss-of-income covering unemployment or if you are unable to earn an income.
What is not covered
Any instalments, fees or interest not related to your personal loan.
Death or permanent disability due to a pre-existing medical condition or illness.
Death or permanent disability related to self-inflicted injury, suicide, active participation in military action or criminal activity.
To fully understand the policy and what is not covered, review the terms and conditions.
Extra benefits
Free access to Value for Life, a programme that offers you a 24/7 helpline, an easy claims process, and more at no extra cost to you.
Telephonic and personal legal services for advice and drafting of legal documents.
Up to R5 000 for medical cover and R5 000 for trauma counselling after events such as rape, domestic abuse, and more.
Simple, fast claims process.
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1
Let us know
Call our 24-hour contact centre on 0800 333 111 for an agent to assist you or submit your claim on the Money app.
2
Submit documents
Complete the claim form emailed to you with all the required documents.
3
Submit documents
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.