Personal Loan Assurance

Up to R300,000 of the outstanding amount on your initial loan paid out to the credit provider if you are retrenched, disabled or pass away.

What is covered

Up to 12 loan instalments if you are retrenched.

Up to R300,000 of the initial loan amount if you are disabled or pass away

What is not covered

Debt you incur or withdraw after the claim event. 

Any instalments, fees or interest not related to your personal loan. 

Death or permanent disability due to a pre-existing medical condition or illness. 

Death or permanent disability related to self-inflicted injury, suicide, active participation in military action or criminal activity. 

See terms and conditions for full list of exclusions.

Value for Life

Home Assist – Emergency household repairs. 

Legal services – Advice, consultation and drafting of legal documents.

Trauma, assault and HIV – Up to R5,000 medical cover, trauma counselling up to R5,000 and HIV support up to R5,000.

Personal health advisor – Counselling, medical advice, assessments and more.

Waiting periods

3 months for retrenchment, disability and death. 

12 months before start date of the policy for pre-existing conditions.

Why choose our assurance?

Cover if you are retrenched, disabled or pass away. 

No medical tests needed to take out insurance.

Affordable premiums to suit your credit needs and budget.

Simple, fast claims process.

Let us know

Call our 24-hour contact centre on 0860 333 111 for an agent to assist you or submit your claim on the Money app.


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Submit documents

Complete the claim form emailed to you with all the required documents.


Submit documents

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

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