New Nedbank Gold Credit Card

Get the best-value credit card from only R40 a month.





Up to 55


Why choose the new Nedbank Gold Credit Card?

Get an affordable credit solution

Earn Greenbacks on all eligible spend

Complimentary card delivery

Rates and fees

R20 monthly service fee.
R20 credit facility fee.
R25 optional Greenbacks linkage fee.
Zero charges on card swipes.

Convenience and control

Get an additional card for R30.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.


Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request.
Use your card in-store, online, at ATMs or abroad.

Rewards and discounts

Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Swipe at bp and stand a chance to win your share of R200,000 in Greenbacks. See details.
Earn Greenbacks on all eligible* spend.
Use your Greenbacks SHOP Card at leading stores that accept American Express.
Get great restaurant deals and travel discounts on car hire, flights and accommodation.
Special deals on your shopping, airtime and data vouchers, electricity and more.

Insurance and cover

Card includes purchase protection with a chargeback option.
Optional credit life cover in case you die, become disabled, contract a critical illness or get retrenched.

Travel benefits

Optional top-up travel insurance available.
Discounts on car hire from Hertz and Avis with Greenbacks.


Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

* ‘Eligible spend' means all spend (local and international), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other card charges, fees or taxes levied by us or the government, purchases of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers or payments (EFT) from your account.

Things to know before you apply

You need to be over 18 years old.

You need to live in South Africa, and have a valid South African ID or a valid passport and work permit.

You need to earn at least R5,000 a month before tax and have a healthy credit score.

Do you know if you have a good credit score?

Documents you need

Your South African ID or a valid passport and work permit
3 months’ latest payslips, or stamped bank statements for the last 3 months
Proof of residence like an electricity bill no older than 3 months

Apply now using these channels

Apply online

Apply on Online Banking

Find a branch

Call 0860 555 111



New to Nedbank?

Create your Nedbank ID on the Money app or on Online Banking before you apply.

Already a Nedbank client?

Log in to apply.

Not sure which card is best for you? We can help.

Get help choosing

Learn more about card management and rewards

Rewards programmes associated with this card
How to manage your credit card