Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Get in touch
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedgroup Investments
- Nedbank ID
- Bank
- Accounts
- Credit cards
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Rewards
- Explore Bank
- Accounts
- Everyday banking
- Youth banking
- Accounts
- Digital wallet
- Private Wealth
- Goal saving
- See all accounts
- Get help choosing
- Family Banking
- Refugees and asylum seekers
- FAQ
- How-to guides
- Everyday banking
- MiGoals Premium
- MiGoals Plus
- MiGoals
- Discontinued accounts
- Youth banking
- Nedbank4Me
- Digital wallet
- MobiMoney
- Private Wealth
- Private Wealth Bundle
- Goal saving
- MyPocket
- American Express
- Amex Gold
- Amex Platinum
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Send and receive
- Rewards
- Save & Invest
- Accounts
- Investment services
- Share trading
- Explore Save & Invest
- On demand
- Club
- Money Market
- Stokvel
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Tax-free Fixed Deposit
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Investment services
- Share trading
- Borrow
- Personal loans
- Home loans
- Student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Explore Borrow
- Personal loans
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Explore loans
- FAQ
- How to guides
- Consolidation loan
- Secondhand car loan
- Home improvement loan
- Exclusive short-term loan offers
- Home loans
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Explore home loans
- FAQ
- How to guides
- Track application
- Building loan
- Switching home loan
- Repossessed properties
- Start your home buying journey
- Solar-energy Finance
- Earn R29,600 p/m or less? See offer
- HomeVision extra funds
- Home-buying Toolkit
- Managing your home loan
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Insure
- Life cover
- Funeral cover
- Short term insurance
- Credit Life
- Travel insurance
- Is your business covered?
- Secure Investments
- Explore Insure
- Life cover
- Get a call back
- Explore MyCover life
- Funeral cover
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Get a call back
- Explore MyCover Funeral
- Individual R10,000
- Individual R30,000
- Family Cover
- Build your own cover
- Short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Get a call back
- Explore MyCover short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Credit Life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Get a call back
- Explore credit life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Travel insurance
- Is your business covered?
- Secure Investments
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Get a call back
- Explore MyCover Funeral
- Guaranteed Growth Plan
- Guaranteed Income Plan
- Plan
- Financial planning
- Estate, wills & trust services
- Nedbank Private Wealth
- Speak to a financial adviser
- Explore Plan
- Financial planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Estate, wills & trust services
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Nedbank Private Wealth
- Speak to a financial adviser
- Learn
- Blog
- Explore Learn
- Blog
- Contact us
- Talk to us
- Find us
- Explore Contact us
- Talk to us
- Find us
6 perks your cheque or credit card gives you
With all the safety, convenience and benefits of cards, cash is no longer king.
We all know that walking around with cash is risky these days. That’s why almost everyone now has a bank card. Credit and cheque cards offer amazing convenience while helping you to stay on top of your spending. Here are 6 fantastic benefits of using your card to pay for everyday things:
1. Your credit card is like an interest-free loan
If you manage your credit card well, it’s like having access to a cost-effective short-term loan that could come in handy if you’re running low on cash. With a credit card, you can take advantage of special deals for goods and services right away, even if you know you will only have the money to pay for them later.
And even better, credit card interest and fees are easy to manage. If you pay back the full outstanding amount on your credit card within 55 days, you pay no interest. If you pay back the outstanding amount over time, you can still save on your total interest charges by paying more than the minimum amount due every month, clearing your debt faster.
2. You get extra protection
In addition to the safety of not carrying cash, credit cards add a further layer of security to your shopping. Say for example you’ve bought something using your credit card, but the goods are not delivered, you have the right to query it and ask for a refund. Some Nedbank cards offer the added benefit of warranty protection for goods that are damaged or stolen within a specific time after you’ve paid for them.
3. You enjoy money management and budgeting tools
Paying with your credit or cheque card is an easy way to keep track of your spending. As a Nedbank card user, you can get a detailed breakdown of all your card transactions on the Nedbank Money app, which help you work out your budget better. You can clearly see what you’re spending most of your money on and on what you can save.
4. Your card is more than just plastic – it offers quick and secure digital payment solutions
The combination of quick and easy barcode and QR code scanning with high-tech app functionality has taken digital payments to a whole new level of secure convenience. Apart from being able to use third-party payment scanning tools like Masterpass, Zapper, and SnapScan, you also have access to the scan-to-pay function on the Nedbank Money app.
And while you don’t need to swipe your card to tap to pay, you still qualify for all the Nedbank rewards that you would usually get when you pay with your card.
5. Your card can change the world – for good
Everyday banking can help you support a worthy cause close to your heart, at no cost to you. As a Nedbank cardholder, you can link your cheque and credit cards to one of the 4 Nedbank affinity programmes: the Children’s Affinity, the Green Affinity, the Sport Affinity or the Arts Affinity.
Every time you transact, you will also support vital community development programmes.
6. Nedbank cards are lifestyle enhancers
As a Nedbank cardholder, you can enhance your lifestyle by joining the dynamic Nedbank Greenbacks rewards programme and earn points each time you transact. You can use your Greenbacks for everything – you can shop online and pay for entertainment, fuel or airtime, donate them to charities, invest in unit trusts or pay for bank charges. And if you have an American Express Card, you’ll earn 4 times more Greenbacks for a wide range of card transactions.
We also offer an American Express SHOP Card, which turns your Greenbacks into actual cash that you can withdraw at an ATM or you can use the card to shop at more than 140,000 merchants nationwide.
From only R40 per month you can get a new Nedbank Gold Credit Card and pay zero fees when you tap, dip or swipe to pay.
Get digitally active and win the trip of a lifetime!
Nedbank is giving away 3 fantastic travel vouchers worth R60,000 each! All you need do to stand a chance of winning a dream vacation is make a transaction on 1 of our digital banking channels – the Money app, Online Banking or Cellphone Banking*120*001#.
Terms and conditions apply.
