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What is your savings goal?

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I'd like to see how quickly my money will grow

I already have this much R

Minimum R500

I'd like to make additional contributions Yes No

I can put this much away each month R

See growth potential

I need to save a certain amount by this date

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Minimum R1000

I can invest this much upfront R

Minimum R500

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Electronic 32 Day Notice

R 74,960.05

Electronic 32 Day Notice

R 74,960.05

Electronic 32 Day Notice

R 74,960.05

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You won't be able to see our fixed deposit options because you've opted to make monthly contributions.

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Total on simple interest

Interest rate

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Notice period

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum investment amount

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Investment term

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Monthly fees and commissions

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Additional deposits

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Minimum balance

Electronic 32

2.45%-4.05%

Tax - free deposit

1.75% = 3.50%

Prime Select

0.25% - 2.00%

Change saving goal

Select 3 products to see the growth potential of your investments.

You won't be able to see our fixed deposit options because you've opted to make monthly contributions.

Product 1

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Select Product

Product 3

Select Product

See comparison

I want to see the potential growth of my money

Product comparison

Total on simple interest

Interest rate

Notice period

Minimum investment amount

Investment term

Monthly fees and commissions

Additional deposits

Minimum balance

Electronic 32 Day Notice Notice investment

Value	AdditionalDepo	NoticePeriod	Interest_Rate	Notice_Period	Minimum_investment_amount	Investment_term	Monthly_fees_and_commisions	Additional_deposits	Minimum_balance	Ranking_display	See_More_link	Type_of_investments
Club	yes	ondemand	2.25 – 4.00%	24 hours	R100	At least 1 day	None	Allowed	R100	17	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/club-savings	Immediate savings
Money Market	yes	ondemand	2.75 – 4.00%	On demand	R20,000	On demand	Zero	Allowed	R20,000	12	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/money-market	Immediate savings
Stokvel	yes	ondemand	2.25 – 4.00%	On demand	R100	At least 1 day	Zero	Yes	None	16	/content/nedbank/za/en/personal/save-and-invest/accounts/on-demand/stokvel	Immediate savings
JustInvest	Both	bygivingnotice	4.30 – 6.00%	Min 24 hours	R500	1 day	Zero	Minimum R100	R500	5	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/justinvest	Notice investments
PlatinumInvest	Both	bygivingnotice	4.30 – 6.20%	Min 24 hours	R500	1 day	Zero	Minimum R100	R500	6	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/platinuminvest	Notice investments
Tax-free Savings	Both	bygivingnotice	3.75 – 5.50%	Min 24 hours	R500	1 day	Zero	Minimum R50	R500	7	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/tax-free-savings	Notice investments
MoneyTrader	Both	bygivingnotice	5.45%	Min 24 hours	R50 000	1 Day	Zero	R5 000	R50 000	8	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/moneytrader	Notice investments
Tax-free Fixed Deposit	no	endofterm	5.37 – 6.11%	End of term	R1,000	12 months	Zero	Not allowed	R1,000	9	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/tax-free-fixed-deposit	Fixed investments
EasyAccess Deposit	Both	bygivingnotice	4.50 – 4.59%	Min 24 hours	R25,000	12 months	Zero	Not allowed	R25,000	10	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/easy-access-deposit	Hybrid investments
PrimeSelect	no	bygivingnotice	4.50 – 4.77%	Min 24 hours	R5,000	3 – 18 months	None	Max of 5 deposits, totalling 50% of original capital	R5,000	11	/content/nedbank/za/en/personal/save-and-invest/accounts/in-24hrs/primeselect	Hybrid investments
Electronic 32Day Notice	Both	bygivingnotice	4.45 – 6.05%	32 days	R250	32 days	Zero	Minimum R100	R250	1	/content/nedbank/za/en/personal/save-and-invest/accounts/32-days/electronic-32-day-notice	Notice investments
32Day Notice	Both	bygivingnotice	4.45 – 5.55%	32 Days	R250	32 days	Zero	Minimum R100	R250	13	/content/nedbank/za/en/personal/save-and-invest/accounts/32-days/32-day-notice	Notice investments
Electronic Fixed Deposit	no	endofterm	2.80 – 12.25%	End of term	R1,000	1 – 60 months	Zero	Not allowed	R1,000	2	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-fixed-deposit	Fixed investments
Electronic OptimumPlus	no	endofterm	2.80 – 12.42%	End of term	R1,000	1 – 6 months	Zero	Not allowed	R1,000	3	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/electronic-optimum-plus	Fixed investments
Platinum Fixed Deposit	Both	endofterm	3.00 – 12.42%	Min 24 hours	R100,000	1 – 60 months	Zero	Not allowed	R100,000	4	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/platinum-fixed-deposit	Hybrid investments
Fixed Deposit	no	endofterm	2.50 – 12.10%	End of term	R5,000	1 – 60 months	Zero	Not allowed	R5,000	14	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/fixed-deposit	Fixed investments
OptimumPlus	no	endofterm	2.50 – 12.25%	End of term	R5,000	1 – 60 months	Zero	Not allowed	R5,000	15	/content/nedbank/za/en/personal/save-and-invest/accounts/end-of-term/optimumplus	Fixed investments

MinBalance	MaxBalance	InterestRate
0	999	0
1000	9999	2.25
10000	49999	2.50
50000	74999	3.00
75000	99999	3.50
100000	99999999	4.00

MinBalance	MaxBalance	InterestRate
1	20000	0
20000	49999	2.75
50000	199999	3.10
200000	499999	3.20
500000	749999	3.50
750000		4.00

MinBalance	MaxBalance	InterestRate
0	999	0
1000	9999	2.25
10000	49999	2.50
50000	74999	3.00
75000	99999	3.50
100000	99999999	4.00

MinBalance	MaxBalance	InterestRate
500	2499	4.30
2500	24999	4.80
25000	49999	4.95
50000	99999	5.05
100000	249999	5.75
250000	999999	6.00
1000000	99999999	6.00

MinBalance	MaxBalance	InterestRate
500	2499	4.30
2500	24999	4.80
25000	49999	4.95
50000	99999	5.10
100000	249999	5.85
250000	499999	6.10
500000	999999	6.10
1000000	99999999	6.20

MinBalance	MaxBalance	InterestRate
500	2499	3.75
2500	24999	4.50
25000	49999	4.50
50000	99999	5.00
100000	249999	5.25
250000	99999999	5.50

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
0	49999			0.00
50000	99999999			5.45

MinBalance	MaxBalance	MinTime	InterestRate
1000	24999	12	5.25
25000	249999	12	5.55
250000	99999999	12	5.95

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
25000		12		4.50

MinBalance	MinTime	MaxTime	InterestRate
5000	3	8	4.50
5000	9	11	4.50
5000	12	18	4.77

MinBalance	MaxBalance	InterestRate
250	2499	4.45
2500	24999	4.95
25000	49999	5.10
50000	99999	5.25
100000	249999	5.70
250000	499999	6.00
500000	99999999	6.05

MinBalance	MaxBalance	InterestRate
0	2499	4.45
2500	24999	4.95
25000	49999	5.10
50000	99999	5.25
100000	249999	5.45
250000	99999999	5.55

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
1000	24999	1	3	2.80
1000	24999	3	6	3.30
1000	24999	6	12	6.25
1000	24999	12	18	7.35
1000	24999	18	24	4.70
1000	24999	24	36	4.95
1000	24999	36	60	5.55
1000	24999	60	120	9.30
25000	249999	1	3	3.00
25000	249999	3	6	3.50
25000	249999	6	12	6.45
25000	249999	12	18	7.55
25000	249999	18	24	4.90
25000	249999	24	36	5.15
25000	249999	36	60	5.75
25000	249999	60	120	9.50
250000	999999	1	3	3.00
250000	999999	3	6	3.50
250000	999999	6	12	6.25
250000	999999	12	18	7.55
250000	999999	18	24	5.00
250000	999999	24	36	5.25
250000	999999	36	60	5.85
250000	999999	60	120	9.55
1000000	99999999	1	3	3.00
1000000	99999999	3	6	3.50
1000000	99999999	6	12	6.65
1000000	99999999	12	18	7.75
1000000	99999999	18	24	5.10
1000000	99999999	24	36	5.35
1000000	99999999	36	60	5.95
1000000	99999999	60	120	9.60

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
1000	24999	1	3	2.80
1000	24999	3	6	3.40
1000	24999	6	12	6.40
1000	24999	12	18	7.60
1000	24999	18	24	4.75
1000	24999	24	36	5.85
1000	24999	36	60	6.20
1000	24999	60	120	9.30
25000	249999	1	3	3.00
25000	249999	3	6	3.60
25000	249999	6	12	6.60
25000	249999	12	18	7.80
25000	249999	18	24	4.95
25000	249999	24	36	6.05
25000	249999	36	60	6.40
25000	249999	60	120	9.50
250000	999999	1	3	3.00
250000	999999	3	6	3.60
250000	999999	6	12	6.70
250000	999999	12	18	7.90
250000	999999	18	24	5.05
250000	999999	24	36	6.15
250000	999999	36	60	6.50
250000	999999	60	120	9.60
1000000	99999999	1	3	3.00
1000000	99999999	3	6	3.60
1000000	99999999	6	12	6.80
1000000	99999999	12	18	8.00
1000000	99999999	18	24	5.15
1000000	99999999	24	36	6.25
1000000	99999999	36	60	6.60
1000000	99999999	60	120	9.70

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
100000	249999	1	3	3.00
100000	249999	3	6	3.60
100000	249999	6	12	6.60
100000	249999	12	18	7.90
100000	249999	18	24	4.95
100000	249999	24	36	6.05
100000	249999	36	60	6.50
100000	249999	60	120	9.60
250000		1	3	3.00
250000		3	6	3.60
250000		6	12	6.80
250000		12	18	8.00
250000		18	24	5.15
250000		24	36	6.25
250000		36	60	6.60
250000		60	120	9.70

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
5000	24999	1	3	2.50
5000	24999	3	6	3.00
5000	24999	6	12	5.85
5000	24999	12	18	6.85
5000	24999	18	24	4.30
5000	24999	24	36	4.55
5000	24999	36	60	5.15
5000	24999	60	120	8.90
25000	249999	1	3	3.00
25000	249999	3	6	3.50
25000	249999	6	12	6.35
25000	249999	12	18	7.35
25000	249999	18	24	4.80
25000	249999	24	36	5.05
25000	249999	36	60	5.65
25000	249999	60	120	9.40
250000	999999	1	3	3.00
250000	999999	3	6	3.50
250000	999999	6	12	6.45
250000	999999	12	18	7.45
250000	999999	18	24	4.90
250000	999999	24	36	5.15
250000	999999	36	60	5.75
250000	999999	60	120	9.45
1000000	99999999	1	3	3.00
1000000	99999999	3	6	3.50
1000000	99999999	6	12	6.55
1000000	99999999	12	18	7.55
1000000	99999999	18	24	5.00
1000000	99999999	24	36	5.25
1000000	99999999	36	60	5.85
1000000	99999999	60	120	9.50

MinBalance	MaxBalance	MinTime	MaxTime	InterestRate
5000	24999	1	3	2.50
5000	24999	3	6	3.10
5000	24999	6	12	6.00
5000	24999	12	18	7.10
5000	24999	18	24	4.35
5000	24999	24	36	5.45
5000	24999	36	60	5.80
5000	24999	60	120	8.90
25000	249999	1	3	3.00
25000	249999	3	6	3.60
25000	249999	6	12	6.50
25000	249999	12	18	7.60
25000	249999	18	24	4.85
25000	249999	24	36	5.95
25000	249999	36	60	6.30
25000	249999	60	120	9.40
250000	999999	1	3	3.00
250000	999999	3	6	3.60
250000	999999	6	12	6.60
250000	999999	12	18	7.70
250000	999999	18	24	4.95
250000	999999	24	36	6.05
250000	999999	36	60	6.40
250000	999999	60	120	9.50
1000000	99999999	1	3	3.00
1000000	99999999	3	6	3.60
1000000	99999999	6	12	6.70
1000000	99999999	12	18	7.80
1000000	99999999	18	24	5.05
1000000	99999999	24	36	6.15
1000000	99999999	36	60	6.50
1000000	99999999	60	120	9.60

See all

By Staff writer

Published 07 Jul 2022 in nedbank:blog/investing

How you can benefit from tax-free savings

Free yourself from paying tax on interest, dividends or capital gains.

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3 mins

Staff writer

Published 07 Jul 2022

How you can benefit from tax-free savings

Free yourself from paying tax on interest, dividends or capital gains.

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By Nambitha Mpumlwana

Published 13 Dec 2021 in nedbank:blog/saving

Why I’m already planning for my retirement

Even celebs like Nambitha need to start early when saving for retirement.

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Nambitha Mpumlwana

Published 13 Dec 2021

Why I’m already planning for my retirement

Even celebs like Nambitha need to start early when saving for retirement.

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By Staff writer

Published 13 Dec 2021 in nedbank:blog/saving

Saving versus investing – what’s the difference?

Confused about the difference between saving and investing? You’re not alone.

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4 mins

Staff writer

Published 13 Dec 2021

Saving versus investing – what’s the difference?

Confused about the difference between saving and investing? You’re not alone.

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By Staff writer

Published 10 Dec 2021 in nedbank:blog/investing

What’s the fastest way to double your money?

Forget get-rich-quick schemes. Rely on planning, time and compound interest.

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Published 10 Dec 2021

What’s the fastest way to double your money?

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Published 18 Apr 2022 in nedbank:blog/investing

Investing so your kids can retire with millions

Reap the benefits of compounded tax-free growth on tax-free investments.

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Published 18 Apr 2022

Investing so your kids can retire with millions

Reap the benefits of compounded tax-free growth on tax-free investments.

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By Staff writer

Published 07 Jul 2022 in nedbank:blog/saving

The power of saving through a modern stokvel

Pooling your money in a group to save together gives you several benefits.

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Staff writer

Published 07 Jul 2022

The power of saving through a modern stokvel

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How to boost your emergency savings with Greenbacks

Use the Structured Saver package to save in different investment accounts.

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Staff writer

Published 21 Jun 2022

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By Staff writer

Published 07 Jul 2022 in nedbank:blog/investing

8 ways to invest R500 a month wisely

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8 ways to invest R500 a month wisely

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Accounts Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Ways to bank See how to bank in your own time, 24/7 online, on your phone or on the Money app.

International banking Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards Manage your money like a pro and get rewarded. Epic deals, discounts and more.

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Accounts Great interest rates, with great flexibility and access to your money when you need it.

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Talk to us

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Make your money goals a reality

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To save or invest – or both?

What is your savings goal?

Product comparison

Total on simple interest

Interest rate

Electronic 32

Tax - free deposit

Prime Select

Notice period

Electronic 32

Tax - free deposit

Prime Select

Minimum investment amount

Electronic 32

Tax - free deposit

Prime Select

Investment term

Electronic 32

Tax - free deposit

Prime Select

Monthly fees and commissions

Electronic 32

Tax - free deposit

Prime Select

Additional deposits

Electronic 32

Tax - free deposit

Prime Select

Accounts
Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Ways to bank
See how to bank in your own time, 24/7 online, on your phone or on the Money app.

International banking
Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards
Manage your money like a pro and get rewarded. Epic deals, discounts and more.

Accounts
Great interest rates, with great flexibility and access to your money when you need it.

Investment services
Access the best in local and international wealth management solutions.

Personal loans
Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans
Loan up to 100% of the property value or up to 105% if you are a first-time buyer.

Student loans
Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts
Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance
Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Blog
Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us
Find the contact details you need. We are here to help, by phone or email.

Find us
Get directions to your nearest branch, ATM or foreign exchange branch.