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Why choose Nedbank for a personal loan?
Honest guidance on what to know before you apply
We’ll only make you an offer you can afford to repay
Competitive interest rate based on your risk profile
No hidden fees, just clear pricing and payment plans
Use our loan calculators to see what works for you
- Repayments calculator
- Loan consolidation calculator
See if you can afford the loan you want, with details on fees and insurance, and what you’ll pay in interest over the full loan term.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
R0.00
On average, South Africans will pay interest of 18.25% to 25.75%. We’ll offer you an interest rate based on your payment history and risk profile.
Combine your loans into 1 and pay less each month with a fixed interest rate and 1 monthly repayment. You can even apply for extra cash if you need it.
Add another loan
Get extra cash
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans pay interest of 18% to 25.75%. We’ll offer you an interest rate based on your payment history and risk profile.
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Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
To get your loan
in 3 easy steps
Step 1
Step 2
Step 3
Step 1
Simply apply online
Select "Get started" for a quick guide on how to apply for a loan. If you meet all the requirements, you can complete the online form.
Step 2
Consider your offer
We'll run some quick affordability tests, and if your credit score is in order we’ll offer you an amount that you can adjust to suit your needs.
Step 3
Finalise your loan
Once you've accepted the offer, we may ask you to submit any documents that we might need before we can pay the money into your account.
How to consolidate, make secure payments, or win the money you've borrowed
Consolidate your loans
Combining loans into one personal loan with a fixed rate and structured repayment plan could save you money each month, while reducing your total loan repayments over time.
Learn more
DebiCheck
Stay in control of your money with Debicheck. To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up.
Learn more
Stand a chance to win
Make better money choices with Greenbacks. By simply paying your monthly instalment on time, every time, you stand a chance to win the balance of your loan every three months.
Learn moreReady to apply?
Get startedNeed cash for a secondhand car, home improvements or other goods?
How much could a personal loan cost?
See pricing guide for 2022