Why choose a Nedbank loan?
No hidden fees. Just clear pricing and flexible loan repayment terms.
Use our quick and easy loan repayments calculator to see what you can afford before you apply.
Enjoy a personal interest rate that is tailored to your budget, whether you need a longer or short term loan.
Earn rewards every month you pay your loan back on time. Your Greenbacks are redeemable as cash.
R200 cashback on your repayments every month
Pay for your personal loan from a MiGoals Plus or Premium Account and get R200 cash back every month for the duration of your loan term. That's one more way to make the most of your money.
Check your affordability Use our loan calculators to see what works for you
- Repayments calculator
- Loan consolidation calculator
We'll show you how much your total repayments will be for the amount you'd like to borrow.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
R0.00
On average, South Africans will pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Combine your loans into one and pay less every month with a fixed interest rate and only one monthly repayment. You can even apply for extra money if you need it.
Add another loan
Get extra cash
- 6
- 12
- 20
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
How to get a personal loan in 3 easy ways
Apply for your loan online
Simply fill in the online form and upload your ID, bank statements and payslip or proof of pension for instant loan quotation. It will only take a few minutes to complete the process.
Ask us to call you back
If you prefer for us to help you apply for your loan over the phone, you can leave your contact details with us and a consultant will call you back. To complete the application, you'll need to email the required documents.
Use the Money app or Online Banking
Open your Money app or Online Banking and select Borrow, then Personal loan and follow the easy steps. If you are a Nedbank client, you might already have loan offers waiting for you, which will make the process and access to your money even easier.
More ways to make your loan an affordable and rewarding experience
Secure your debit orders
To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up. Stay in control of your money with Debicheck.
Pay less interest
Combining loans into one personal loan with a fixed interest rate could save you money every month while reducing your total loan repayments over time.
Earn as you pay
By simply paying your monthly instalments on time, you'll earn Greenbacks rewards that you can spend as cash. You can also use your Greenbakcs to pay your banking fees or as a deposit into your investment account.
Ready to apply?
Get startedUpgrade your home with a quick cash loan that you can get instore
See our loan terms and conditions or download our 2024 pricing guide here.
