Why choose a Nedbank Personal Loan?

We tell you everything you need to know before you apply

No hidden fees – just clear pricing and payment plans

We’ll only make you an offer you can afford to pay

If you pay on time you could win money to pay off your loan

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R200 cashback every month!

Open a MiGoals Plus or MiGoals Premium account and pay your Nedbank Personal Loan from it and we’ll give you R200 cash back every month.

Use our loan calculators to see what works for you

We'll show you how much your total repayments will be for the amount you'd like to borrow.
How much do you need to borrow?
R
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
How much you’ll pay back each month tooltip text

R0.00

How much you’ll pay back in total tooltip text

R0.00

Example interest rate tooltip text

11.75%

29.25%

On average, South Africans will pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.

 

Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

Combine your loans into one and pay less every month with a fixed interest rate and only one monthly repayment. You can even apply for extra money if you need it.
Loan 1 details
What type of loan is it?
Amount you still owe tooltip text
R
Loan 2 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Loan 3 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Add another loan
Add another loan
Remove
This is another personal loan that will be added
How much do you need? tooltip text
R
Get extra cash
What’s your preferred repayment term?

  • 6
  • 12
  • 20
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
Total amount

R2000

R300000

How much you’ll pay back each month tooltip text

R0.00

How much you’ll be saving tooltip text

A single, easy to manage instalment will mean you spend less each month on fees.

Example interest rate tooltip text

11.75%

29.25%

On average, South Africans pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.

Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

To apply for
your loan online

Step 1
Step 2
Step 3
Step 1
Handshake
Complete the form

It will only take you a few minutes to apply online, on the Money app or from your Online Banking.

Step 2

card icon
Consider your offer

We'll run some quick affordability checks before we can offer you an amount you can adjust to suit your needs.

Step 3

Submit-your-documents
Accept the loan

If your loan is approved, we'll pay the money directly into your account or ask you to send any documents that we might need.

Take good care of your money and save

writing-on-document

DebiCheck

To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up. Stay in control of your money with Debicheck.

Learn more
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Consolidate your loans

Combining loans into one personal loan with a fixed interest rate could save you money every month while reducing your total loan repayments over time.

Learn more
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Win with Greenbacks

By simply paying your monthly instalments on time, you stand a chance to win money to pay off the balance of your loans! Join Greenbacks for your chance to win in our quarterly draw.

Learn more

Ready to apply?

Get started

Need cash for a secondhand car, home improvements or other goods?

Secondhand car loans

We offer easy loans at approved dealerships.

Find out more

Home improvement loans

Get a loan at our partner stores for what you need.

Find out more

Accredited partner loans

Buy goods or get cash through our partners.

Find out more

See terms and conditions. Download 2024 pricing guide here.