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- Short-term payment relief | Nedbank
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- Assisted-sales solutions for homes and vehicles | Nedbank
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- Understanding how repo rate works | Nedbank
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Why choose a Nedbank loan?
We tell you everything you need to know before you apply
No hidden fees – just clear pricing and payment plans
We’ll only make you an offer you can afford to pay
You'll earn Greenbacks that you can spend as cash with every monthly loan instalment that is paid on time
R200 cashback every month!
Open a MiGoals Plus or MiGoals Premium account and pay your Nedbank Personal Loan from it and we’ll give you R200 cash back every month.
Use our loan calculators to see what works for you
- Repayments calculator
- Loan consolidation calculator
We'll show you how much your total repayments will be for the amount you'd like to borrow.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
R0.00
On average, South Africans will pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Combine your loans into one and pay less every month with a fixed interest rate and only one monthly repayment. You can even apply for extra money if you need it.
Add another loan
Get extra cash
- 6
- 12
- 20
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about bank loans
See all
To apply for
your loan online
Step 1
Step 2
Step 3
Step 1
Complete the form
It will only take you a few minutes to apply online, on the Money app or from your Online Banking.
Step 2
Consider your offer
We'll run some quick affordability checks before we can offer you an amount you can adjust to suit your needs.
Step 3
Accept the loan
If your loan is approved, we'll pay the money directly into your account or ask you to send any documents that we might need.
Take good care of your money and save
Secure your debit orders
To help keep track of payments made from your account, we’ll ask you to approve your debit order just once before we set it up. Stay in control of your money with Debicheck.
About DebiCheck
Pay less interest
Combining loans into one personal loan with a fixed interest rate could save you money every month while reducing your total loan repayments over time.
Consolidate your loans
Earn as you pay
By simply paying your monthly instalments on time, you'll earn Greenbacks rewards that you can spend as cash. You can also use your Greenbakcs to pay your banking fees or as a deposit into your investment account.
More on GreenbacksReady to apply?
Get startedNeed a quick cash loan to upgrade your home?
See terms and conditions. Download 2024 pricing guide here.