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Why choose Nedbank for a home improvement loan?
To apply, simply visit a participating store near you
You can pay back the loan over 6 to 72 months
For your convenience, all the paperwork will be handled in-store
No trips to the bank – just shop, pay … and get to it
Work out your repayments with our loan calculator
- Repayments calculator
See if you can afford the loan you want at our partner stores, with details on fees, interest and insurance.
R
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
R0.00
On average, South Africans will pay 18.75% to 29.25%. The interest rate we offer you will be based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your loan repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about home improvement
See all
How our loan
process works
Step 1
Step 2
Step 3
Step 1
Visit an approved partner store
Decide how much you need to borrow for your building or home supplies.
Step 2
Ask for a Nedbank loan
You can apply for your loan directly from the participating store.
Step 3
Buy what you need
Once your loan has been approved, you get to take home your goods.
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
See pricing guide for 2024