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Why choose Nedbank for a home improvement loan?

To apply, simply visit a participating store near you

You can pay back the loan over 6 to 72 months

For your convenience, all the paperwork will be handled in-store

No trips to the bank – just shop, pay … and get to it

Work out your repayments with our loan calculator

See if you can afford the loan you want at our partner stores, with details on fees, interest and insurance.
How much do you need to borrow?
R
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
How much you’ll pay back each month tooltip text

R0.00

How much you’ll pay back in total tooltip text

R0.00

Example interest rate tooltip text

11.75%

29.25%

On average, South Africans will pay 18.75% to 29.25%. The interest rate we offer you will be based on your payment history and risk profile.

See loan details
Get your loan

Our calculation is only an example of how the interest rate and fees can affect your loan repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

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How our loan
process works

Step 1
Step 2
Step 3
Step 1
start-application
Visit an approved partner store

Decide how much you need to borrow for your building or home supplies.

Step 2

card icon
Ask for a Nedbank loan

You can apply for your loan directly from the participating store.

Step 3

get-approval
Buy what you need

Once your loan has been approved, you get to take home your goods.

Find a store near you or apply online

Call 0860 300 400 to find a Nedbank partner store near you.
If you can't find what you need at our partner stores, try a personal loan instead.
How much could a personal loan cost?
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
Physical address 135 Rivonia Road, Sandown, Sandton, 2196, South Africa

See pricing guide for 2024