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Get a personal loan to improve your home
Renovating? Buying new furniture or appliances? Visit any of our partner stores to apply for a loan between R2,000 and R300,000.
Why choose Nedbank for a home improvement loan?
Choose from over 450 approved stores
Pay back the loan from 6 to 72 months
Apply for your loan in-store, and all the paperwork will be taken care of
Call 0860 300 400 to find a Nedbank partner store near you
Use our calculator to see what works for you
- Repayments calculator
See if you can afford the loan you want at our partner stores, with details on fees, interest and insurance.
- 6
- 12
- 24
- 36
- 48
- 60
- 72
Item
Description
Total amount borrowed
The amount we pay into your account.
Monthly installment
The amount we debit from your account every month on your salary date.
Total cost
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest, fees and premiums
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly admin fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Learn more about home improvement
Our calculation is only an example of how the interest rate and related fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
How our loan
process works
Step 1
Step 2
Step 3
Step 1
Visit an approved partner store
Decide how much you need to borrow.
Step 2
Ask for a Nedbank loan
Apply for your loan at the store.
Step 3
Buy what you need
Once your loan has been approved, you get to take home your goods.
How much could a personal loan cost?
See pricing guide for 2022