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To apply for a home improvement loan

You must be a South African resident between the ages of 18 and 65

Your wage or salary of at least R5,000 a month must be paid into your personal bank account

You may also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner

Do you know if you have a good credit score?

Documents you’ll need to take to the store

Your valid South African identity card or document
Your stamped bank statements for the past three months
Your most recent payslip, or letter from your employer as proof of income if you are on contract
If you are retired, you can submit proof of your pension payments

Where you can apply for your loan

Call 0860 300 400 to find a Nedbank partner store near you.
If you can't find what you need at our partner stores, apply for a Nedbank Personal Loan instead.
How much could a personal loan cost?
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
Physical address 135 Rivonia Road, Sandown, Sandton, 2196, South Africa

See our pricing guide for 2023