Things to note before you apply for a personal loan
You'll need to be a South African resident between the ages of 18 and 65
You must have a minimum income or salary of at least R5,000 that is paid electronically into your transactional account.
You can also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner
Documents you'll need
Your valid South African identity card or document
Your most recent payslip or letter from your employer if you are on contract
If you have retired, we will only need to see proof of your pension payment
Stamped bank statements for the last 3 months
Get your loan in any of these four easy ways
Ask us to call you back
Apply online
Use the Money app
Open your Online Banking
This is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
For the latest loan rates and fees see our everyday-pricing guide here.