Make sure you're eligible to apply for a personal loan

Are you a South African resident? Over 18 but younger than 65?

Do you earn more than R3,500 a month? Is your wage or salary paid into your personal account electronically?

Are you self-employed, have a permanent or fixed-term contract, or are you a pensioner?

Do you know if you have a good credit score?

What documents you'll need

Your valid South African identity card or document
Your most recent payslip, or a letter from your employer confirming you’re a contract worker, or your pension payment
Stamped bank statements for the last 3 months

How would you like to apply?

Apply online

Apply on the Money app

Apply through Online Banking

Get a call me back to apply

See pricing guide for 2022