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Why choose Nedbank to consolidate your loans?
Manage your loan account easily on our self-service channels
We’ll offer you a competitive interest rate to help you save on repayments
Get extra money to use now when you consolidate your loans
As an added benefit, you can join Greenbacks for great rewards
See how much you could pay on your new loan
- Loan consolidation calculator
Enter the amounts you owe on each of the loans you’d like to combine. You can also get extra cash on your new, consolidated loan.
Borrowed from
Amount you still owe
R
Loan 2
Remove
What type of loan is it?
Amount you still owe
R
Loan 3
Remove
Borrowed from
Amount you still owe
R
Add another loan
Get extra cash
Remove
This amount will be paid off as part of your new loan.
How much do you need?
R
Get extra cash
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans will pay interest of 18.75% to 29.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about loan consolidation
See all
How our loan
process works
Step 1
Step 2
Step 3
Step 1
Complete the form
Complete the loan form online, on the Money app or Online Banking. We’ll run the credit checks and give you an answer.
Step 2
Consider your offer
We’ll make you an offer based on what we know you can afford. You can either accept it or change the loan amount.
Step 3
Finalise the loan
If approved, we’ll release the money to settle your accounts and, if applicable, send you any extra money you may have asked for.
Ready to apply?
Start loan applicationThis is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
See our pricing guide for 2024