Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
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- Consolidate all your debts into a simple loan | Nedbank
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- Take charge and restructure your finances | Nedbank
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- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
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- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan | Nedbank
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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Consolidate your loans and save
Combine multiple loans into 1 and get a lower repayment plan that is structured to your needs. We're here to guide you through it...
Why choose Nedbank to consolidate your loans?
Manage your loan account easily on our self-service channels
We’ll offer you a competitive interest rate to help you save on repayments
Get extra money to use now when you consolidate your loans
As an added benefit, you can join Greenbacks for great rewards
See how much you could pay on your new loan
- Loan consolidation calculator
Enter the amounts you owe on each of the loans you’d like to combine. You can also get extra cash on your new, consolidated loan.
Bank
Store
Microlender (smaller cash-loan service provider)
Bank
Store
Microlender (smaller cash-loan service provider)
Bank
Store
Microlender (smaller cash-loan service provider)
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R2000
R300000
Item
Description
How much do you want to borrow?
The amount we pay into your account.
How much you’ll pay back each month
This is the amount we would debit your bank account every month on your salary date.
How much you’ll pay back in total
The total amount you would have paid at the end of the loan term, including the loan, interest, fees and, if you included the premium in your calculation, your insurance.
How much you’ll pay in interest and fees
The total amount you would have paid towards interest, fees and, if you included the premium in your calculation, your insurance.
Loan term
The time you chose to pay back the loan.
Initiation fee
We charge a once-off fee to process the loan. This will be added to the total amount you borrow.
Monthly service fee
We charge a monthly fee to service your personal loan account over the loan term.
Early settlement fee
If you pay back your loan before the end of your loan term, we won't charge any fees.
Late penalty fee
If you make a payment after missing your monthly repayment date, we don't charge you a late penalty fee.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
Learn more about loan consolidation
See allHow our loan
process works
Step 1
Step 2
Step 3
Step 1
Complete the form
Complete the loan form online, on the Money app or Online Banking. We’ll run the credit checks and give you an answer.
Step 2
Consider your offer
We’ll make you an offer based on what we know you can afford. You can either accept it or change the loan amount.
Step 3
Finalise the loan
If approved, we’ll release the money to settle your accounts and, if applicable, send you any extra money you may have asked for.
Ready to apply?
Start loan applicationSee our pricing guide for 2024