Electronic Fixed Deposit Investment Account

Invest a lump sum over a fixed term of your choice and enjoy great gains. Available on our digital banking channels only.





End of term

What you get

Earn more interest as your money grows

Choose a fixed investment term of 1 to 60 months

Available online or on the Money app at a special interest rate


Your capital and earnings are guaranteed.

Your interest rate is based on the size of your deposit. 

You can earn anything between 6.70% and 9.40% monthly.

If you choose to have your interest paid at maturity, you'll stand to earn up to 11.94%.

The higher your deposit, the more interest you’ll earn.

Rates and fees

Zero monthly fees.

No commissions charged.


Your money becomes available at the end of your selected term.

No additional deposits or withdrawals may be made. 

Electronic accounts are available for use on our digital banking channels only and offer even more competitive interest rates.


You can choose to have your interest paid out monthly, every 3, 6 or 12 months or on maturity.

Convenience and Control

Open your account easily online or on the Money app. No branch walk-ins.

We offer 24/7 support from our Live Chat or tollfree call centre.

You can track or manage your account any time on our digital banking channels.

At the end of your term, you can reinvest your funds on the Money app or Online Banking.


Free SMS alerts on all transactions.

For added security, you can accept or reject withdrawals from your phone in real time.

Affinity contributions

As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.

Ready to invest?

Get started

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