Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Bank how and when you choose to, with the low fees or extra benefits you want.
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Buy foreign banknotes, transfer funds or shop globally with a travel card.
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Cover your bond, credit card, overdraft, loan and car repayments.
Choose a plan for yourself, family or build your own cover to suit your needs.
Take the right steps to achieve your financial goals with expert financial planning.
Plan for everything you own and owe, so your estate is in order when you’re gone.
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Electronic Fixed Deposit Investment Account
Invest a lump sum over a fixed term of your choice and enjoy great gains. Available on our digital banking channels only.
Zero
6.70-11.94
R1,000
End of term
What you get
Earn more interest as your money grows
Choose a fixed investment term of 1 to 60 months
Available online or on the Money app at a special interest rate
Growth
Your capital and earnings are guaranteed.
Your interest rate is based on the size of your deposit.
You can earn anything between 6.70% and 9.40% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 11.94%.
The higher your deposit, the more interest you’ll earn.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
Your money becomes available at the end of your selected term.
No additional deposits or withdrawals may be made.
Electronic accounts are available for use on our digital banking channels only and offer even more competitive interest rates.
Flexibility
You can choose to have your interest paid out monthly, every 3, 6 or 12 months or on maturity.
Convenience and Control
Open your account easily online or on the Money app. No branch walk-ins.
We offer 24/7 support from our Live Chat or tollfree call centre.
You can track or manage your account any time on our digital banking channels.
At the end of your term, you can reinvest your funds on the Money app or Online Banking.
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
Electronic 32Day Notice
For exclusive online interest rates and maximum rewards, open this digital-only investment account on the Money app or Online Banking.
Zero
6.95 – 8.80 %
R250
32 days
Electronic OptimumPlus
Over 55? Secure your money with a once-off investment that's guaranteed to grow. Exclusive online interest rates!
Zero
7.40-12.30 %
R1,000
End of term
Platinum Fixed Deposit
Enjoy the returns of a fixed deposit account with easy access to your money when you need it.