Building Insurance

Protect your home against fire, flood damage, and other natural disasters. 

Why choose our insurance?

Access 24-hour services from pre-approved suppliers.

Get personal liability insurance for bodily injury or property damage.

Your cover includes a benefit for burst geysers and pipes.

Features and benefits

Up 20% discount on your premiums.

Cashback of 10% after 3 claim-free years.

Roadside referral to a service provider for emergency vehicle assistance.

Drive-me-home service to get you and your car home safely after a night out. 

Pick-me-up service to pick you up and take you where you need to go.

Value-adds

Free access to Value for Life benefits.

Home assistance services: Round-the-clock helpline for emergency household repairs. 

Legal services: Round-the-clock telephonic and personal consultations for advice on drafting of legal documents.

Trauma and assault cover: Up to R5,000 for medical cover and R5,000 for trauma counselling after events such as rape, domestic abuse, and death of a loved one.

What is covered?

Fire, lightning and explosion, storm, wind, water, flood, hail or snow.

Burglary, theft or attempted theft and malicious damage from forcible entry into the home. 

Earthquake, mining-related earth tremor, subsidence or landslip.

Burst geysers, water tanks or pipes.

Impact to structures by vehicles, aircraft or aerial devices, or falling trees.

What is not covered?

Loss or damage caused by weeds or roots.

Loss or damage caused by or related to demolition, alteration, construction, cleaning, renovation, repair, restoration or similar process. 

Loss, damage or breakage covered by any guarantee, service contract, purchase contract or any purchase agreement.

See terms and conditions for full list of exclusions.

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Save money with a smart geyser solution

Save on electricity costs with the Nedbank Insurance Senseable smart geyser solution. Simply use your smart device to:

  • Turn your geyser on and off
  • Adjust your geyser temperature
  • Get instant notifications if the geyser is malfunctioning 

 

Interested? Contact us on 0800 333 111 or email smartgeyser@nedbank.co.za to add this feature to your building insurance.

 

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Ensure that you are covered for the right amount

Insuring a building at market value is a common mistake that property owners make, and it can lead to financial loss. If you find yourself underinsured at the time of a claim, you’ll have to cover the shortfall of any repairs or replacements out of pocket. And, if you happen to be overinsured, chances are you'll pay a higher premium than necessary. Use our building calculator to see how much cover you need. You'll need to have your property detail ready, such as building type, materials, surface areas, permanent fixtures and outbuildings.

Simple, fast claims process.

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Log your claim

Call 0800 333 111 to log your claim. We’ll guide you on the next steps.

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Submit documents

Provide us with all the required documents.

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Leave the rest to us

Our team will assess your claim and keep you updated every step of the way.

To learn more about the claims process visit this page.

Ready to apply?

Get started