House Contents

Cover everything from furniture to appliances. We will repair or replace your insured items in the event of loss, theft or damage.

Why choose our insurance?

Get cover for food spoilage due to power outages.

Power surge cover included for electrical items.

Alternative accommodation if your home becomes uninhabitable.

Features and benefits

Get up to 20% discount on your premiums.

Cashback of 10% after 3 claim-free years.

Roadside referral to a service provider for emergency vehicle assistance.

Drive-me-home service to get you and your car home safely after a night out. 

Pick-me-up service to pick you up and take you where you need to need to be.

Extra benefits

Free access to Value for Life benefits.

Home assistance services: Round-the-clock helpline for emergency household repairs.

Legal services: Round-the-clock telephonic and personal consultations for advice on and drafting of legal documents.

Trauma and assault cover: Up to R5,000 for medical cover and R5,000 for trauma counselling after events such as rape, domestic abuse, death of a loved one and more.

What is covered?

Household contents, personal property, fixtures and fittings.

Contents damaged by insured events, like fire, lightening and explosion.

Insured contents inside and outside your home and outbuildings.

Extended cover for business goods and equipment, and ; loss or damage due to a power surge.

Rent to live in alternative accommodation if your home becomes uninhabitable, and ; trauma cover and more.

What is not covered?

Loss, damage or breakage covered oved by a manufacturer’s purchase agreement, guarantee or service contract.

Money, deeds, bonds and other documents, stamps, manuscripts, rare books, medals and coins.

Loss or damage caused by wear and tear.

See terms and conditions for full list of exclusions.

Simple and fast claims process.

Log your claim

Call 0861 262 636 to submit your claim.


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Submit documents

Complete the claim form emailed to you and send it back to with all the required documents.


Leave the rest to us

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

Get started