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Why choose our cover?
Premium bonus every 12 months if you have made no claims in the previous 11 months.
75% of valid claims are paid in under 30 minutes. Yes, that’s right – in under 30 minutes!
Get 20% cashback on all the premiums you’ve paid for 3 years if your policy does not lapse.
Features and benefits
Your policy will not lapse if you can pay only part of your premiums because of financial difficulties.
You will get 1 free month of full cover when you pay the full premium for 11 months in a row.
Pay 10 premiums in advance and you can enjoy 2 free months of full cover, on us.
You get a quick payout within 12 hours of submitting documents to cover funeral costs, easing the family's financial burden.
What is covered
Immediate accidental death cover with no waiting period, ensuring instant protection.
Natural death cover starts after a 6-month waiting period for you, your immediate family, and parents.
Stillborn cover of 12.5% of the main member’s cover, limited to a maximum of 2 claims and up to R1 000 per claim.
Premium waived for up to 24 months after you pass away, easing the burden for your family and the new policy owner.
What is not covered
Death of an insured person participating in any dangerous pursuits, criminal activity, or breach of law.
Claims resulting from hazardous activities like war, acts of foreign enemies, terrorism, etc.
Claims from ionising radiation or contamination by radioactivity from any nuclear waste or fuel.
Claims resulting from intentional self-inflicted injury, suicide, or a suicide attempt in the first 12 months of your policy.
See terms and conditions for full list of exclusions.
Value for Life
Up to R5 000 for medical support related to trauma counselling, assault, and HIV.
Legal help with obtaining a death certificate and drafting legal documents.
Free transport of your loved one’s remains to your funeral home of choice and a R1 000 grocery voucher, if this service is used.
Free transport arrangements and accommodation for 1 night for 1 person to accompany your loved one’s remains.
Simple, fast claims process.
1
2
3
1
Log your claim
Call our 24-hour contact centre on 0800 333 111 or submit your claim on the Money app, anytime, anywhere.
2
Submit documents
Complete the claim form emailed to you and send it back to funeralclaims@nedbankinsurance.co.za with all required documents.
3
Leave the rest to us
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.
Do it faster? Download claim form and submit required documents.
