Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure aﬀordable renewable energy while helping South Africa shift to green energy.

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.

Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Everyday banking
Safety, convenience and rewards
Youth banking
For under 16s, or under 25s
- Nedbank4Me
Accounts
Digital wallet
Your phone is your bank account
- MobiMoney
Private Wealth
The globally integrated account
- Private Wealth Bundle
Goal saving
Easy access to interest earned
- MyPocket

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Nedbank
Credit from only R40 a month
- New Gold
- Platinum
American Express
Double the Greenbacks rewards
- Amex Gold
- Amex Platinum
SAA Voyager
Miles earned at faster rates
- Gold
- Premium

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Send and receive

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.

Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

On demand
Money available at any time
In 24 hours
Cash in your hand the next day
In 32 days
Funds ready within a month
- Electronic 32Day Notice
- 32Day Notice
End of term
Investments left until maturity

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.

Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Explore student loans

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure aﬀordable renewable energy while helping South Africa shift to green energy.

Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.

Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.

Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.

Need to resume your application?

Apply

Need to resume your application? Apply

Ready for change?

We're excited to launch our brand new MiGoals range, designed with simplicity and even more affordability in mind. For your convenience: here's everything you need to know about what's changing, and the information you still need on your discontinued bank account.

Pay-as-you-use
Savvy Plus
Savvy Bundle

Nedbank Pay-as-you-use

That freedom to bank the way you like for how much you want just got way better! Why?

Because if you’ve loved your Nedbank PAYU account, we’re pretty sure you’re about to be obsessed with this brand new one that’s taken its place.

But, good things do take time. So, before we switch you over, here's all the info you mighy still need on your older account right here...

Download pricing guide

Why switch to MiGoals?

You'll get a brand new debit card (with a really cool name that reminds you to be about your money. All the time).
You'll get all the benefits you're used to - and more. On an account that offers you simpler more affordable pricing, and better discounts and rewards.

Actually, the question here should be why not switch to MiGoals?

Switch it up

Upgrading you to a MiGoals account will be super easy. There are no costs involved. And once done, you'll continue to pay only for what you use on your new bank account.

Just sit back, and we'll take care of all the admin for you as well as get you your new card by the end of this year, if not first thing in 2024.

No extra charges. A whole bunch of new benefits... we can't wait to switch you up!

Out with the old, in with the new

Simpler more affordable transaction fees... Even lower monthly maintenance fees on the paid-accounts. Get ready to make better money moves with MiGoals. Check out the full range:

MiGoals

Bank account

Pay only for what you use and enjoy a range of extra benefits on us.

Monthly fee

Zero

Learn more

MiGoals Plus

Bank account

For value-based banking that takes care of your everyday needs with the option to add more benefits when you need them, open a MiGoals Plus Account.

Monthly fee

R99 p/m

Monthly fee for ages 55+

R49.50 p/m

Learn more

MiGoals Premium

Bank account

Bank smarter with this full-package deal that offers you daily banking convenience, flexible credit solutions and great lifestyle benefits.

Monthly fee

R240 p/m

Learn more

Find out more about switching to MiGoals

The MiGoals product suite includes the following transactional accounts:

MiGoals Account
MiGoals Plus Account
MiGoals Premium Account

These accounts will replace the following transactional accounts:

Nedbank Pay-as-use Account (PAYU) = MiGoals Account
Savvy Plus and Optimum = MiGoals Plus Account
Savvy Bundle = MiGoals Premium Account

MiGoals

No monthly maintenance fee.
An everyday, no-frills, and cost-effective pay-as-you-use account.
Limited free transactions.
Value-added services like an overdraft facility and credit card at an additional monthly service fee.

South African residents or foreign nationals who are 16 years or older.

The MiGoals product range is easy to understand and offers simplified pricing structures.

You can open a MiGoals or MiGoals Plus account on the Money app, Online Banking or directly from this website.

For now, MiGoals Premium is available at branches and on Online Banking only. It will be available on the Money app very soon.

If we don’t have your details on record, we’ll ask you to submit certain documents, like your identity document or proof of income. Depending on your application method, documents can be submitted at branch, by email or uploaded through the Money app or Online Banking channel.

(You can upload documents in PDF, .doc, PNG, or JPEG format - up to 10 MB per file and up to 20 MB for multiple files).(You can upload documents in PDF, .doc, PNG, or JPEG format - up to 10 MB per file and up to 20 MB for multiple files).

We will automatically move your account to one of the MiGoals accounts towards the end of 2023 or beginning of 2024 (depending on the product you have).

Yes, but the discount of R60 applies only to MiGoals Plus and MiGoals Premium.

Greenbacks are paid into your Greenbacks account. You can redeem these for transactional banking fees, or as cash that is deposited into your savings or investment account.

Your earned Greenbacks are paid into your Greenbacks account a few days after you have earned them, which is usually in the same month.

Yes. Greenbacks packages as well as earn rates and limits stay the same for MiGoals.

An extra R55 per month.

Only MiGoals clients on the Greenbacks Card Swiper package will receive American Express Cards.

You must be on the Greenbacks Card Swiper package to receive American Express Cards for your MiGoals account.

MiGoals clients will be charged a flat fee of R10 for instant payments, regardless of the amount.

You will be charged a flat fee of R10 for instant payments, regardless of the amount that you pay.

A round-the-clock helpdesk for MiGoals Premium clients.

Tel:+27 (0)86 055 5782
Email: lifestylebanking@nedbank.co.za

MiGoals clients who select the premium bank account will have access to Bidvest airport lounges.

Goodbye, Savvy Plus.

Pretty soon we'll be swopping out your Savvy Plus account for the brand new, MiGoals Plus.

Expect more benefits, more rewards... and all the very best-value banking at a lower fee.

We look forward to making smarter money-moves with you. For now, you can find all the info you need on your older account right here...

Download pricing guide

Why switch to MiGoals?

Save on banking fees and enjoy better benefits on a MiGoals Plus account.

Now only R99 a month, or R49.50 if you're over 55
Make free ATM cash withdrawals of up to R3,000
Make free ATM cash deposits of up to R3,000
Plus, unlimited cash withdrawals from participating stores

Check out MiGoals Plus

Switch it up

Upgrading your Savvy account to the new Migoals Plus will be super easy...plus, there are no extra charges.

All Savvy Plus clients will automatically be moved to MiGoals Plus in 2024, but if you want to get ahead: simply look out for the detail we'll send on ways to switch your account this year already.

Out with the old, in with the new

Simpler more affordable transaction fees... Even lower monthly maintenance fees on the paid-accounts. Get ready to make better money moves with MiGoals. Check out the full range:

MiGoals

Bank account

Pay only for what you use and enjoy a range of extra benefits on us.

Monthly fee

Zero

Learn more

MiGoals Plus

Bank account

For value-based banking that takes care of your everyday needs with the option to add more benefits when you need them, open a MiGoals Plus Account.

Monthly fee

R99 p/m

Monthly fee for ages 55+

R49.50 p/m

Learn more

MiGoals Premium

Bank account

Bank smarter with this full-package deal that offers you daily banking convenience, flexible credit solutions and great lifestyle benefits.

Monthly fee

R240 p/m

Learn more

Find out more about switching to MiGoals Plus

The MiGoals product suite includes the following transactional accounts:

MiGoals Account
MiGoals Plus Account
MiGoals Premium Account

These accounts will replace the following transactional accounts:

Nedbank Pay-as-use Account (PAYU) = MiGoals Account
Savvy Plus and Optimum = MiGoals Plus Account
Savvy Bundle = MiGoals Premium Account

A monthly maintenance fee of R99 (R49.50 for clients 55 years or older).
Most electronic transactions are included in the fee.
Free monthly cash withdrawals (up to R3,000) and cash deposits (up to R3,000) at a Nedbank ATM.
Value-added service like an overdraft facility and credit card at an additional monthly service fee.

South African residents or foreign nationals who are 16 years or older.

The MiGoals product range is easy to understand and offers simplified pricing structures.

You can open a MiGoals or MiGoals Plus account on the Money app, Online Banking or directly from this website.

For now, MiGoals Premium is available at branches and on Online Banking only. It will be available on the Money app very soon.

No, only MiGoals Plus offers a 50% discount for clients over 55.

We will automatically move your account to one of the MiGoals accounts towards the end of 2023 or beginning of 2024 (depending on the product you have).

Yes, but the discount of R60 applies only to MiGoals Plus and MiGoals Premium.

If you are over 55 and have already received a 50% discount on the monthly maintenance fee, you will not qualify for the spousal discount offered as a Family Banking benefit.

Greenbacks are paid into your Greenbacks account. You can redeem these for transactional banking fees, or as cash that is deposited into your savings or investment account.

Your earned Greenbacks are paid into your Greenbacks account a few days after you have earned them, which is usually in the same month.

Yes. Greenbacks packages as well as earn rates and limits stay the same for MiGoals.

No. The only criteria to receive the 50% discount is that clients must be 55 years or older.

An extra R55 per month.

Only MiGoals clients on the Greenbacks Card Swiper package will receive American Express Cards.

You must be on the Greenbacks Card Swiper package to receive American Express Cards for your MiGoals account.

MiGoals clients will be charged a flat fee of R10 for instant payments, regardless of the amount.

You will be charged a flat fee of R10 for instant payments, regardless of the amount that you pay.

A round-the-clock helpdesk for MiGoals Premium clients.

Tel:+27 (0)86 055 5782
Email: lifestylebanking@nedbank.co.za

MiGoals clients who select the premium bank account will have access to Bidvest airport lounges.

We've bumped up your Savvy Bundle

Good news! We've bumped up your Savvy Bundle to a simplified, more rewarding MiGoals Premium banking solution.

Enjoy added convenience, flexible credit solutions, and first-rate travel perks. All for one fixed monthly fee.

You banking experience is about to get so much better! But before we switch you over, you can find your old pricing guide right here.

Download pricing guide

The full package

Bank smarter with MiGoals Premium, a full-package deal that offers you daily banking convenience, flexible credit solutions and great travel benefits at a fixed monthly fee.

For only R240 p/m you get to link both a credit card and overdraft facility to your transactional account (at your discretion) and much more. Learn more about this premium banking solution here.

What to expect

Switching you from Savvy Bundle to the new Migoals Premium will be smooth and easy. And there's no extra charge involved.

Once we're all done, we'll deliver your brand new cards to you, and make sure that all your money, debit orders and profile settings remain exactly as you prefer.

Savvy Bundle clients will automatically be moved to a MiGoals Premium account in 2024. But if you like, simply look out for the detail we'll send on ways to switch your account this year already.

Out with the old, in with the new

Simpler more affordable transaction fees... Even lower monthly maintenance fees on the paid-accounts. Get ready to make better money moves with MiGoals. Check out the full range:

MiGoals

Bank account

Pay only for what you use and enjoy a range of extra benefits on us.

Monthly fee

Zero

Learn more

MiGoals Plus

Bank account

For value-based banking that takes care of your everyday needs with the option to add more benefits when you need them, open a MiGoals Plus Account.

Monthly fee

R99 p/m

Monthly fee for ages 55+

R49.50 p/m

Learn more

MiGoals Premium

Bank account

Bank smarter with this full-package deal that offers you daily banking convenience, flexible credit solutions and great lifestyle benefits.

Monthly fee

R240 p/m

Learn more

Find out more about switching to MiGoals Premium

The MiGoals product suite includes the following transactional accounts:

MiGoals Account
MiGoals Plus Account
MiGoals Premium Account

These accounts will replace the following transactional accounts:

Nedbank Pay-as-use Account (PAYU) = MiGoals Account
Savvy Plus and Optimum = MiGoals Plus Account
Savvy Bundle = MiGoals Premium Account

MiGoals

No monthly maintenance fee.
An everyday, no-frills, and cost-effective pay-as-you-use account.
Limited free transactions.
Value-added services like an overdraft facility and credit card at an additional monthly service fee.

A monthly maintenance fee of R99 (R49.50 for clients 55 years or older).
Most electronic transactions are included in the fee.
Free monthly cash withdrawals (up to R3,000) and cash deposits (up to R3,000) at a Nedbank ATM.
Value-added service like an overdraft facility and credit card at an additional monthly service fee.

A monthly maintenance fee of R240.
A bundle that includes a transactional account, an optional overdraft facility, and a credit card for one single monthly maintenance fee.
Most electronic transactions are included in the fee.
Free monthly cash withdrawals (up to R5,000) and cash deposits (up to R5,000) at a Nedbank ATM.

The MiGoals product range is easy to understand and offers simplified pricing structures.

South African residents or foreign nationals who are 16 years or older.

You can open a MiGoals or MiGoals Plus account on the Money app, Online Banking or directly from this website.

For now, MiGoals Premium is available at branches and on Online Banking only. It will be available on the Money app very soon.

If your application for a credit card or an overdraft facility, in terms of MiGoals Premium, has been declined, you can still take up the MiGoals premium transactional account or apply for the MiGoals Plus account.

The overdraft facility is optional. However, if you do not want the overdraft facility, you will still pay the full monthly maintenance fee of R240. No minimum mandatory overdraft amount applies.