Home Loan Credit Life

Up to R2.5 million of your home loan will be paid if you pass away, so your family always has a place to call home.

What is covered

Death cover of up to R2.5 million payable on the date, that we have on record, when the insured life passed away. 

Permanent disability cover payable as determined at the date of disablement.

Value for Life

Home Assist – Emergency household repairs. 

Legal services – Advice, consultation and drafting of legal documents.

Trauma, assault and HIV – Up to R5,000 medical cover, trauma counselling up to R5,000 and HIV support up to R5,000.

Personal health advisor – Counselling, medical advice, assessments and more.

What is not covered

Debt that you incur or withdraw after the claim event.

Any instalments, fees or interest that is not related to your home loan.

Death or permanent disability due to a pre-existing medical condition or illness.

Death or permanent disability related to self-inflicted injury, suicide, active participation in military action or criminal activity.

See terms and conditions for full list.

Waiting periods

24 months before the start date of the policy for pre-existing conditions.

Why choose our assurance?

Up to 3 months’ free accidental death cover.

Up to R2.5 million of your home loan paid.

No medical tests needed to take up policy.

Simple, fast claims process.

Let us know

Call our 24-hour contact centre on 0860 333 111 for an agent to assist you.


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Submit documents

Complete the claim form emailed to you with all the required documents.


Leave the rest to us

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

Get started