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- Everything you need to know about student loans
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- Airline inconveniences: Can you get compensation?
- Need to travel urgently? A personal loan could
Why choose our home loan assurance?
Your home loan will be paid if you become disabled or pass away.
You can have 2 insured lives under 1 policy.
No medical tests are needed to take up the policy.
Waiting periods
24 months before the start date of the policy for pre-existing conditions.
No waiting period if your policy is reinstated due to unpaid premiums. Missed premiums will be added to future payments.
What is covered
Cover of up to R2.5 million, payable at the date the insured life passes away.
Permanent disability cover, payable as a lump sum as determined at the date of disablement.
3 months' free interim cover in the unfortunate event of accidental death.
What is not covered
Death or permanent disability due to a pre-existing medical condition or illness.
Death related to self-inflicted injury or suicide within the first 24 months of the policy.
Death or permanent disability related to driving under the influence of drugs or alcohol (above the statutory limit).
To fully understand the policy and what is not covered, review the terms and conditions.
Extra benefits
Free access to Value for Life, a programme that offers you a 24/7 helpline, an easy claims process, and more at no extra cost to you.
Telephonic and personal legal services for advice and drafting of legal documents.
Up to R5 000 for medical cover and R5 000 for trauma counselling after events such as rape, domestic abuse, and more.
Simple, fast claims process.
1
2
3
1
Let us know
Call our 24-hour contact centre on 0800 333 111 for an agent to assist you.
2
Submit documents
Complete the claim form emailed to you with all the required documents.
3
Leave the rest to us
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.