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What is covered
Death cover of up to R2,5 million, payable at the date the insured life passed away.
Permanent disability cover, payable as determined at the date of disablement.
Value for Life
Home Assist – Emergency household repairs.
Legal services – Advice, consultation and drafting of legal documents.
Trauma, assault and HIV – Up to R5,000 medical cover, trauma counselling of up to R5,000 and HIV support of up to R5,000.
Personal health advisor – Counselling, medical advice, assessments and more.
What is not covered
Debt that you incur or withdraw after the claim event.
Any arrears or penalties resulting non-payment before the claim event.
Death or permanent disability due to a pre-existing medical condition or illness.
Death related to self-inflicted injury or suicide within the first 24 months of the policy.
Disability resulting from Psychological disorders and Psychiatric illnesses, back and spinal conditions or pregnancy.
See terms and conditions for full list.
Waiting periods
24 months before the start date of the policy for pre-existing conditions.
Why choose our assurance?
Up to 3 months’ free accidental death cover.
Up to R2.5 million cover for your home loan.
No medical tests needed to take up the policy.
Simple, fast claims process.
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1
Let us know
Call our 24-hour contact centre on 0800 333 111 for an agent to assist you.
2
Submit documents
Complete the claim form emailed to you with all the required documents.
3
Leave the rest to us
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.