Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
Let our experts guide you on any financial matter.
Accounts
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Everyday banking Simpler more affordable
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Kids accounts For children under 16
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Youth banking For 16 to 26 year olds
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Seniors accounts For 55 years and older
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Private Clients Personalised banking services
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Private Wealth The globally integrated account
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Digital wallet Your phone is your bank account
Credit cards
Greenbacks
Digital banking
Switch to Nedbank
Fraud awareness
Forex
Accounts
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On demand Money available at any time
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In 24 hours Cash in your hand the next day
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In 32 days Funds ready within a month
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End of term Investments left until maturity
Investment services
Share trading
Personal loans
Home loans
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Buy With you from search to purchase
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Build Bring your dream home to life
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Switch Move your home loan to us
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Manage All the value-adds, 24/7
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Further lending Flexible and affordable solutions
Credit cards
Overdrafts
Vehicle finance
Solar finance
Debt assistance
- Flexible payment plans for loans and credit | Nedbank
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
Funeral cover
Short term insurance
Credit Life
Travel insurance
Business cover
Secure investments
Financial planning
Estate, wills & trust services
Nedbank Private Wealth
Speak to a financial adviser
Check NedFinHealth score
Chat to Enbi
Contact us
Find a branch
Read our blog
Fixed Deposit Investment Account
Looking for a lump sum investment option with guaranteed returns? Choose Nedbank's Fixed Deposit Account.
Zero
6.85 – 10.47
R5,000
End of term
What you get
Guaranteed capital at a fixed interest rate
Competitive, market-related returns on your investment
Choose to invest for any period between 1 and 60 months
Growth
Your capital and earnings are guaranteed.
You can earn anything between 6.85% and 8.45% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 10.47%.
This higher your deposit, the more interest you’ll earn.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
This is a once-off investment and no additional deposits or withdrawal may be made.
Flexibility
Your interest can be paid out monthly, every 3, 6 or 12 months, or on maturity.
At the end of your term, your money is reinvested into a 32Day Notice Account if you have not placed a maturity instruction.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.
See frequently asked questions on Investment Products.
Ready to invest?
Get startedOther accounts you may like
32Day Notice
Enjoy above-average interest rates that get higher as your money grows. A great way to invest your personal or small-business funds.
Zero
6.20–7.55 %
R250
32 days
OptimumPlus
Over 55? Secure your money with a once-off investment that offers you exclusive interest rates.
Zero
7.00 –11.31 %
R5,000
End of term
See our product comparisons and disclosures here.