Fixed Deposit Investment Account

Looking for a lump sum investment option with guaranteed returns? Choose Nedbank's Fixed Deposit Account.





End of term

What you get

Guaranteed capital at a fixed interest rate

Competitive, market-related returns on your investment

Choose to invest for any period between 1 and 60 months


Your capital and earnings are guaranteed.

You can earn anything between 7.15% and 9.45% monthly.

If you choose to have your interest paid at maturity, you'll stand to earn up to 12.02%.

This higher your deposit, the more interest you’ll earn.

Rates and fees

Zero monthly fees.

No commissions charged.


This is a once-off investment and no additional deposits or withdrawal may be made.


Your interest can be paid out monthly, every 3, 6 or 12 months, or on maturity.

At the end of your term, your money is reinvested into a 32Day Notice Account if you have not placed a maturity instruction.

Convenience and Control

Track or manage your account any time on our digital banking channels.

We offer 24/7 support from our Live Chat or tollfree call centre.


Free SMS alerts on all transactions.

For added security, you can accept or reject withdrawals from your phone in real time.

Affinity contributions

As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.

Ready to invest?

Get started

Other accounts you may like

Money Market

Earn interest on your account while enjoying all the benefits of everyday banking – a fully flexible investment solution.


5.50 – 6.75 %


On demand

32Day Notice

Enjoy above-average interest rates that get higher as your money grows. A great way to invest your personal or small-business funds.


6.95 – 8.30 %


32 days


Over 55? Secure your money with a once-off investment that offers you exclusive interest rates. Available on the Money app or Online Banking only.


7.45-12.33 %


End of term

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