Fixed Deposit Investment Account

Looking for a lump sum investment option with guaranteed returns? Choose Nedbank's Fixed Deposit Account.





End of term

What you get

Guaranteed capital at a fixed interest rate

Competitive, market-related returns on your investment

Choose to invest for any period between 1 and 60 months


Your capital and earnings are guaranteed.

You can earn anything between 3.00% and 6.80%.

This higher your deposit made, the more interest you’ll earn.

Rates and fees

Zero monthly fees.

No commissions charged.


This is a once-off investment and no additional deposits or withdrawal may be made.


Your interest can be paid out monthly, every 3, 6 or 12 months – or on maturity.

At the end of your term, your money is reinvested into a 32Day Notice Account if you have not placed a maturity instruction.

Convenience and Control

Track or manage your account any time on our digital banking channels.

We offer 24/7 support from our Live Chat or tollfree call centre.


Free SMS alerts on all transactions.

For added security, you can accept or reject withdrawals from your phone in real time.

Affinity contributions

As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.

Ready to invest?

Get started

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You’ve worked hard for your money all your life. Now it’s time to let it work for you with a lump-sum investment for over 55s.

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End of term

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