Get in touch
Find us
- Login & Register
- Online Banking
- Online Share Trading
- NetBank Business
- NedFleet
- Nedbank Greenbacks
- Nedgroup Investments
- Nedbank ID
- Bank
- Accounts
- Credit cards
- Greenbacks
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- Explore Bank
- Accounts
- Everyday banking
- Kids accounts
- Youth banking
- Seniors accounts
- Private Clients
- Private Wealth
- Digital wallet
- See all accounts
- Premium banking
- Get help choosing
- Goal saving
- Family Banking
- Foreign nationals
- FAQ
- How-to guides
- Discontinued accounts
- Everyday banking
- MiGoals Premium
- MiGoals Plus
- MiGoals
- Kids accounts
- MiGoals4Kids
- Youth banking
- MiGoals Premium
- MiGoals
- MiGoals Plus
- Seniors accounts
- MiGoals Premium Senior
- MiGoals Plus
- Private Clients
- Pay-as-you-use
- Young Professionals
- Private Bundle and Private One
- Pay-as-you-use
- Young Professionals
- Private Bundle and Private One
- Private Bundle
- Private One
- Private One | Young
- Private Bundle | Young
- Private Wealth
- Private Wealth Bundle
- Digital wallet
- MobiMoney
- American Express
- Amex Gold
- Amex Platinum
- Greenbacks
- Exclusive discounts
- FAQ
- How-to guides
- Digital banking
- Switch to Nedbank
- Fraud awareness
- Forex
- In 24 hours
- JustInvest
- PlatinumInvest
- Tax-free Savings
- MoneyTrader
- EasyAccess Fixed Deposit
- PrimeSelect
- In 32 days
- Electronic 32Day Notice
- 32Day Notice
- End of term
- Tax-free Fixed Deposit
- Electronic Fixed Deposit
- Electronic Optimum Plus
- Platinum Fixed Deposit
- Fixed Deposit
- OptimumPlus
- Share trading
- Secure investments
- Guaranteed Growth Income Plan
- Guaranteed Growth Plan
- Get a call back
- Explore MyCover Funeral
- Guaranteed Growth Income Plan
- Guaranteed Growth Plan
- Investment services
- Borrow
- Personal loans
- Home loans
- Student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Debt assistance
- Explore Borrow
- Personal loans
- Loan consolidation
- Personal loans
- Home improvement loan
- Explore loans
- FAQ
- How to guides
- Loan consolidation
- Personal loans
- Home improvement loan
- Home loans
- Buy
- Build
- Switch
- Manage
- Further lending
- Explore home loans
- Request a call back
- Track application
- FAQ
- How to guides
- Buy
- Explore buy
- First time home buyer
- Repeat buyer
- Renewable energy financing
- HomeVision
- Home-buying Toolkit
- Edge properties
- Repossessed properties
- Switch
- Explore switch
- Further lending
- Explore further lending
- Student loans
- Explore student loans
- Overdrafts
- Vehicle finance
- Solar finance
- Debt assistance
- Flexible payment plans for loans and credit | Nedbank
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Flexible payment plans for loans and credit | Nedbank
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Insure
- Life cover
- Funeral cover
- Short term insurance
- Credit Life
- Travel insurance
- Business cover
- Explore Insure
- Life cover
- Get a call back
- Explore MyCover life
- Funeral cover
- Product discontinued
- Individual R30,000
- Family Cover
- Build your own cover
- Get a call back
- Explore MyCover Funeral
- Product discontinued
- Individual R30,000
- Family Cover
- Build your own cover
- Short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Alternative energy insurance
- Legal expenses | Nedbank Insurance
- Get a call back
- Explore MyCover short term insurance
- Vehicle insurance
- Building insurance
- House contents insurance
- Valuables insurance
- Alternative energy insurance
- Legal expenses | Nedbank Insurance
- Credit Life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Get a call back
- Explore credit life
- Home loan credit life
- MFC Vehicle Finance Assurance
- Overdraft Assurance
- Balance Protection Plan
- Personal loan Assurance
- Travel insurance
- Business cover
- Plan
- Financial planning
- Estate, wills & trust services
- Nedbank Private Wealth
- Speak to a financial adviser
- Explore Plan
- Financial planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Investment planning
- Insurance planning
- Give
- Retirement planning
- Estate, wills & trust services
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
- Financial accounting
- Tax services
- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Nedbank Private Wealth
- Speak to a financial adviser
- Help Centre
- Check NedFinHealth score
- Chat to Enbi
- Contact us
- Find a branch
- Read our blog
- Explore Help Centre
- Check NedFinHealth score
- Chat to Enbi
- Contact us
- Find a branch
- Read our blog
- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Need to travel urgently? A personal loan could
- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Need to travel urgently? A personal loan could
What you get
Earn interest at a fixed rate over a term of 1 to 60 months
Easy access to your money within a minimum of 24 hours
Up to 3 withdrawals during your investment period
Growth
Your capital and earnings are guaranteed.
You’ll earn more interest as your money grows.
You can earn anything between 7.50% and 8.85% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 11.08%.
The higher your account balance the more you'll earn.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
You can access your funds within a minimum of 24 hours whenever you need them.
You can make up to 3 withdrawals of R10,000 or more with no impact on your interest rate.
Your total withdrawals may not exceed 30% of original capital.
This is a once-off investment and no additional deposits may be made.
Flexibility
You can choose to have your interest paid out monthly, every 3, 6 or 12 months, or on maturity.
You can select a fixed-investment term from 1 to 60 months.
At the end of your term you’ll also be able to reinvest your funds on our digital banking channels.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you can choose a Nedbank Affinity to support at no cost to you.
See frequently asked questions on Investment Products.
Ready to invest?
Get startedOther accounts you may like
Electronic Fixed Deposit
Invest a lump sum over a fixed term of your choice and enjoy great gains. Available on our digital banking channels only.
Zero
7.00–10.77 %
R1,000
End of term
Electronic OptimumPlus
Over 55? Secure your money with a once-off investment that's guaranteed to grow. Exclusive online interest rates!
Zero
7.20 – 11.08 %
R1,000
End of term
JustInvest
Earn up to 7.95% interest for the first three months when you open, switch to or reinvest in a JustInvest account between now and 31 August 2025.
Zero
6.05 – 7.95 %
R500
Min 24 hours
See our product comparisons and disclosures here.
