Platinum Fixed Deposit Investment Account

Enjoy the returns of a fixed deposit account with easy access to your money when you need it.





End of term

What you get

Earn interest at a fixed rate over a term of 1 to 60 months

Easy access to your money within a minimum of 24 hours

Up to 3 withdrawals during your investment period


Your capital and earnings are guaranteed.

You’ll earn more interest as your money grows.

You can earn anything between 7.70% and 9.85% monthly.

If you choose to have your interest paid at maturity, you'll stand to earn up to 12.65%.

The higher your account balance the more you'll earn. 

Rates and fees

Zero monthly fees.

No commissions charged.


You can access your funds within a minimum of 24 hours whenever you need them.

You can make up to 3 withdrawals of R10,000 or more with no impact on your interest rate.

Your total withdrawals may not exceed 30% of original capital.

This is a once-off investment and no additional deposits may be made.


You can choose to have your interest paid out monthly, every 3, 6 or 12 months, or on maturity.

You can select a fixed-investment term from 1 to 60 months.

At the end of your term you’ll also be able to reinvest your funds on our digital banking channels.

Convenience and Control

Open your account easily online or on the Money app.

Track or manage your account any time on our digital banking channels.

Place your notice of withdrawal on the Money app in just a few quick taps. 

We offer 24/7 support from our Live Chat or tollfree call centre.


Free SMS alerts on all transactions.

For added security, you can accept or reject withdrawals from your phone in real time.

Affinity contributions

As an added benefit, you can choose a Nedbank Affinity to support at no cost to you.

Ready to invest?

Get started

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7.05 – 8.75 %


Min 24 hours

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