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Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Greenbacks

More rewards at every level as you spend and invest.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Buy or build your home with up to 109% financing to cover bond and transfer costs.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

Vehicle finance

Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure an affordable energy solution when in need.

Debt assistance

Debt management support when you need it the most.
Back
Insure

Life cover

Secure your family’s future with up to R2million.

Funeral cover

Cover for you and your family in the event of death.

Short term insurance

Car, building, house contents, valuables and more.

Credit Life

Bond, credit card, overdraft, loan and car repayments.

Travel insurance

Global travel insurance with 24-hr emergency assist.

Business cover

We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
Plan

Financial planning

Achieve your financial goals with expert planning.

Estate, wills & trust services

We’ll help manage your assets, debts and estate planning.

Nedbank Private Wealth

Banking experience with customised solutions and rates.

Speak to a financial adviser

Our experts are ready to assist when you need them.
Back
Help Centre

Check NedFinHealth score

Get personalised tips and guides on ways to improve your financial wellness, brought to you by NedFinHealth.

Chat to Enbi

Your 24/7 digital banking assistant for anytime-anywhere convenience.

Contact us

We’re here to answer your questions and resolve any query.

Find a branch

Find your nearest branch, ATM or currency exchange service.

Read our blog

Let our experts guide you on any financial matter.
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  • Everything you need to know about student loans
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Things you need to know before you open an Electronic OptimumPlus Investment Account.

This account is suitable for individuals who are 55 years or older

It is exclusively available for use on our digital banking channels

The minimum amount you can invest is R1,000

Documents you’ll need

Your valid South African barcoded ID, smart card. or passport (for non-citizens)

Ways to open your investment account

Use the Money app
Use Online Banking
Apply online
Ask us to call you back

 

New to Nedbank? Create your Nedbank ID on the Money app or on Online Banking before you apply.

Already a Nedbank customer? Log in and apply