Bank how and when you choose to, with the low fees or extra benefits you want.
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Personalised interest rates for affordable loans from R2,000 to R300,000.
Loans up to 100% of the property value, and R15,000 cash back if you apply online.
Ways to bank
Talk to us
Why choose an American Express Platinum Credit Card?
Earn 10,000 welcome bonus Membership Rewards points
Earn accelerated rewards on everyday spend
Enjoy unlimited access to domestic airport lounges
Rates and fees
R4,450 annual service fee.
R1,262 once-off initiation fee.
R18.50 a month credit facility fee.
Free access to the Membership Rewards Programme.
Free lost card replacement and personal delivery. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control
Zero card delivery fees.
Add multiple cards at no extra costs to earn more rewards and share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Earn 1.5 points for every R5 eligible spend*
Pay with points or withdraw your points as cash at any ATM. Get your complimentary Membership Rewards Card
Explore fine hotels and resorts with the Vacation Collection and The Hotel Collection.
Get exclusive seasonal Cardmember offers at partner merchants.
Earn 10,000 bonus points if you spend R10,000 in the first 3 months.
Insurance and cover
Optional credit life protection in case you die, become disabled, contract a critical illness or are retrenched.
Get travel insurance of up to R10 million.
Enjoy access to worldwide and domestic airport lounges.
Access dedicated concierge services, including 24/7 travel services.
Join the Avis President’s Club and get discounts on car hire worldwide.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
* ‘Eligible spend' means all spend (local and international), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other card charges, fees or taxes levied by us or the government, purchases of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers or payments (EFT) from your account.
See Nedbank and Tourvest travel offers terms and conditions.
Things to know before you apply
You need to be over 18 years old.
You need to live in South Africa, and have a valid South African ID or a valid passport and work permit.
You need to earn at least R62,500 a month before tax and have a healthy credit score.
Documents you need
New to Nedbank?
Create your Nedbank ID on the Money app or on Online Banking before you apply.
Already a Nedbank client?
Log in to apply.