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Bank how and when you choose to, with the low fees or extra benefits you want.
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Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
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Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

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Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.
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Unlock your potential with a full- or part-time student loan from Nedbank.
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Add an overdraft to your account for instant access to credit when you need it.
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Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.
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Up to R2 million life cover to take care of your family when you no longer can.

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Credit Life

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Back
Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.
Back
Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.
Back
Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure affordable renewable energy while helping South Africa shift to green energy.
Back
Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.
Back
Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.
Back
Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.
Back
Contact us

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

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Get directions to your nearest branch, ATM or foreign exchange branch.
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Need to resume your application?
Need to resume your application? Apply

How the programme works

Every time you spend on your American Express Cards, you earn Membership Rewards points.

There is no limit to how many points you can earn.

Your Membership Rewards points will never expire.

 

How you earn Membership Rewards points


You earn points on all eligible spend* on your American Express Card and any Supplementary Cards (additional cards you may have given to your family or friends). 

Gold Credit Cardmembers will have to join the Membership Rewards programme. Gold Credit Cardmembers earn one point for every R5 spent. 

Platinum Credit Cardmembers are automatically enrolled in the Membership Rewards Programme and earn accelerated points: 1,5 points for every R5 spent. 

These points are automatically added to your Membership Rewards Card as you earn them. 

 

Ways to spend your Membership Rewards

Turn your points into instant cash by withdrawing them at any ATM.

You can pay with points using your Membership Rewards Card at any Amex accepting store.

Use your points to pay for fuel, shop online, and for any travel and lifestyle experiences locally and abroad.

Get your complimentary Membership Rewards Card

Apply now

*‘Eligible spend’ means all spend (local and international purchases), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other Card charges, fees or taxes levied by Nedbank or the government, purchases of traveller’s cheques or other negotiable instruments, garage card transactions, budget account instalments and interest on that, insurance premiums and internet transfers or payments.