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What is covered
Up to 6 monthly payments, capped at R20,000 if you are retrenched.
Up to R100,000 of the outstanding balance on your credit card if you become permanently disabled.
Up to 6 monthly credit card payments if you become temporarily disabled.
Up to R100,000 of the outstanding balance on your credit card if you become critically ill or pass away.
What is not covered
Debt you incur or withdraw after the claim event.
Any instalments, fees or interest not related to your credit card.
Death or permanent disability due to a pre-existing medical condition or illness.
Death or permanent disability related to self-inflicted injury, suicide, active participation in military action or criminal activity.
See terms and conditions for full list of exclusions.
Waiting periods
6 months for retrenchment, disability and death after the first premium has been received.
12 months before the start date of the policy for pre-existing conditions.
Why choose our assurance?
Cover if you are retrenched, disabled, ill or pass away.
No medical tests needed to take out insurance.
Affordable premiums to suit your credit needs and budget.
Simple, fast claims process.
1
2
3
1
Let us know
Call our 24-hour contact centre on 0860 333 111 for an agent to assist you or submit your claim on the Money app.
2
Submit documents
Complete the claim form emailed to you with all the required documents.
3
Leave the rest to us
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.