Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
Let our experts guide you on any financial matter.
Accounts
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Everyday banking Simpler more affordable
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Kids accounts For children under 16
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Youth banking For 16 to 26 year olds
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Seniors accounts For 55 years and older
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Private Wealth The globally integrated account
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Digital wallet Your phone is your bank account
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On demand Money available at any time
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In 24 hours Cash in your hand the next day
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In 32 days Funds ready within a month
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Buy With you from search to purchase
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Build Bring your dream home to life
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Switch Move your home loan to us
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Manage All the value-adds, 24/7
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Further lending Flexible and affordable solutions
Overdrafts
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Ensure your estate is managed by an executor | Nedbank
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
- Will drafting
- Ensure your estate is managed by an executor | Nedbank
- Trust services
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- Leave the admin of your estate to us, and not to your loved ones | Nedbank
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- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
Tax-free Savings Account
Save your money and enjoy the proceeds tax-free. No strings attached, no pain, all gains.
Zero
6.00 – 7.75
R500
Min 24 hours
What you get
Earn higher interest rates as your money grows
Access your money within a minimum of 24 hours
Save up to R36,000 a year and R500,000 over a lifetime, tax free
Growth
Your capital and earnings are guaranteed.
You can earn anything between 6.00 - 7.75% monthly.
The bigger your account balance, the higher your returns.
Rates and fees
Zero monthly fees.
No commissions charged.
Free stop orders from your Nedbank account.
Cash deposit fees may apply.
Access
The minimum amount you can withdraw is R50.
You’ll need to give a minimum of 24 hours’ notice for each withdrawal that you make.
Flexibility
You can make additional deposits of R50 or more at any time.
Your deposits may be paid directly from your Nedbank or other transactional account.
You can choose to have your interest paid out monthly or add it to your investment for even more earnings.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you can choose a Nedbank Affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
JustInvest
Earn up to 8.25% interest for the first three months when you open, switch to or reinvest in a JustInvest account between now and 31 March 2025.
Zero
6.55 – 8.25 %
R500
Min 24 hours
Platinum Invest
Earn up to 8.35% interest for the first three months with a Platinum Invest account! The promotion is valid until 31 March 2025. Small Business Services, Private Clients and Nedbank Private Wealth clients can take full advantage of this special promotional rate.
Zero
6.55 – 8.35 %
R500
Min 24 hours
MoneyTrader
Earn interest at a rate of up to 8,25% for the first three months if you open, switch to or reinvest your money in a MoneyTrader Account. Offer ends 31 December 2024. T&Cs apply.
Zero
7.80 – 8.25 %
R50,000
Min 24 hours
See our product comparisons and disclosures here.