Why choose an American Express Gold Credit Card?
Free enrolment for Membership Rewards®
Earn monthly lifestyle vouchers
Enjoy access to domestic Bidvest lounges
Rates and fees
R120 monthly service fee.
R25 credit facility fee.
Once-off fee of R199 for credit limits up to R10,000.
Once-off fee of R219 for credit limits above R10,000.
Free Membership Rewards fee.
R160 lost card replacement.
R450 for same-day card delivery.
Zero charges on card swipes.
Convenience and control
Free card delivery on first issue.
Manage your card on the Money app or Online Banking.
Tap and go and other convenient payment features.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Create up to 10 virtual cards for free.
Balance transfer - Save on interest with our prime -1% offer and up to 3 months’ payment relief when transferring your balance to Nedbank.
Flexibility
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 60% off your Nu Metro movie tickets. See details.
Earn 1 Membership Rewards point for every R5 eligible spend*. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM. Call 0860 555 02 to get your complementary card.
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly lifestyle voucher when you spend R7,000 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
See Amex rewards terms and condition
Credit life insurance
Optional credit insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R2 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year.
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Security
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.
* Eligible spend: Transactions you complete using your qualifying card. It includes transactions you complete using your qualifying card by swiping, paying online, scanning or tapping your card to pay. It excludes payment of any retail store card instalments, payment of any debt to a financial institution (e.g. banks, money lenders, etc.), cash withdrawals, casino chip purchases, fuel purchases (excluding Greenbacks earned at bp), finance charges or other card charges, fees or taxes levied by us or the government, purchases of travel or forex instruments (travel card, cash, etc.), garage card transactions, budget account instalments and interest on these transactions, insurance premiums and internet transfers, or electronic fund transfers related to the account linked to your qualifying card.
See Nedbank and Tourvest travel offers terms and conditions.
Ready to apply?
Take note of the info we'll need to proceed, and ways to save on your AMEX credit card with Nedbank.
Things to know before you apply
Documents you'll need
New to Nedbank?
Create your Nedbank ID on the Money app or on Online Banking before you apply.
Already a Nedbank client?
Log in to apply.
Transfer your balance to Nedbank and save
Do you have a credit card with another bank? Transfer your balance to this American Express card, and save on your repayments with our prime -1% offer and up to 3 months' repayment relief. You could qualify for a credit limit of uo to R500K ot cover yuor transferred balance while leaving you with more room to spend.
Introducing SpreadPay
You can now change your credit card purchases from straight to budget even after you've completed them in-store. Simply:
1. Log on to the Money app.
2. Look for the transaction in your credit card history.
3. Select SpreadPay to adjust to a repayment term of your choice between 3 and 60 month.s
Enjoy more flexibility and the confidence of knowing exactly how much you'll pay each month! SpreadPay is the perfect solution for keeping your larger purchases more affordable and within your control.
