The American Express Gold Credit Card

Make your moments more rewarding.





Up to 55


Why choose an American Express Gold Credit Card?

Automatic enrolment for Membership Rewards®

Earn monthly Avo vouchers

Enjoy access to domestic airport lounges

Rates and fees
R78 monthly service fee.
R180 once-off initiation fee.
R21 credit facility fee.
R29 monthly Membership Rewards fee.
Free lost card replacement. R450 for same-day delivery.
Zero charges on card swipes.
Convenience and control
Personal card delivery for R170.
Add multiple cards at no extra cost to share your card benefits.
Manage your card with the Money app or Online Banking.
Tap and go.
Scan to pay using QR codes.
Link your card to Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Flexible repayment options.
Pay off your purchases over time with the budget facility.
Minimum repayment of 5% on outstanding balance.
Change your credit limit on request or apply to increase your limit.
Use your card at any Amex accepting merchant in-store, online, at ATMs or abroad.
Rewards and discounts
Use your card to pay and get 50% off your Nu Metro movie tickets. See details.
Earn 1 Membership Rewards point for every R5 eligible* spend. There is no limit on points you can earn and they never expire.
Pay with points or withdraw your points as cash at any ATM. Get your complimentary Membership Rewards Card
Exclusive seasonal Cardmember offers at partnered merchants.
Earn a monthly Avo voucher when you spend R3,500 or more a month.
Earn 5,000 bonus points if you spend R10,000 in the first 3 months.
Credit life insurance
Optional credit insurance in case of death, disability, critical illness or retrenchment.
Travel benefits
Get travel insurance of up to R4 million.
Enjoy the Bidvest Premier Club domestic lounges up to 12 times a year. 
Use Membership Rewards points to book holidays.
Save with car rental discounts locally from Hertz and Avis.
Get real-time SMSs for transactions.
Set your transfer and withdrawal limits using the Money app.
Block and replace or freeze and unfreeze your card using the Money app or cellphone banking.
Stop or block your card at any time using Online Banking or call 0800 110 929.
Your card is chip- and PIN-enabled for added security.

* ‘Eligible spend' means all spend (local and international), excluding cash withdrawals, casino chip purchases, fuel purchases, finance or other card charges, fees or taxes levied by us or the government, purchases of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers or payments (EFT) from your account.

See Nedbank and Tourvest travel offers terms and conditions.

Things to know before you apply

You need to be over 18 years old.

You need to live in South Africa, and have a valid South African ID or a valid passport and work permit.

You need to earn at least R17,000 a month before tax and have a healthy credit score.

Do you know if you have a good credit score?

Documents you'll need

Your South African ID or a valid passport and work permit
Payslips for the past 3 months, or stamped​ bank statements for the past 3 months

Apply now using these channels

Apply online
Apply on Online Banking
Find a branch
Call 0800 555 111



New to Nedbank?

Create your Nedbank ID on the Money app or on Online Banking before you apply.

Already a Nedbank client?

Log in to apply.

Not sure which card is best for you? We can help.

Get help choosing

Learn more about card management and rewards

Rewards programmes associated with this card

How to manage your credit card