Whether your dream is to travel, start a new business, or simply enjoy more free time – our advisers will help you design a future that works for you. We focus on financial planning that balances risk management, savings, and growth – without the pressure of product-driven advice.

We know the shift into retirement can feel uncertain. Your monthly salary may stop, but your retirement income remains just that – income. It’s the reward for years of saving and investing wisely. With options like retirement annuities, tax-free investments, and online share trading, you can create a plan that gives you peace of mind and long-term financial security.

Imagine your retirement with us

  • Globally integrated advice for personalised retirement planning.

  • Expert advisers who prioritise your goals – not commission targets.

  • Tax-efficient strategies to maximise your savings and reduce unnecessary costs.

  • Tailored solutions designed to meet your unique needs. 

  • A wide range of investment options, including share trading, stock trading, and online share trading.

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Your retirement, rewritten

Imagine this: 

  • You were a bookkeeper. Now you’re a fashion designer.
  • You were a teacher. Now you’re running a home bakery.

These aren’t dreams — they’re real stories of people who planned with Nedbank and rewrote their retirement.

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Maximise your savings

Less tax means better growth on your money and more savings. We offer different ways to structure and invest your money tax-efficiently.

Elderly man checking account balance at breakfast table with laptop

Tax-efficient solutions

  1. Retirement annuity (RA)
  2. Tax-free investment (TFI)
  3. Endowment
Elderly man checking account balance at breakfast table with laptop

Retirement annuities (RAs)

You now pay less income tax on RAs because your contributions can be claimed as an income tax deduction. All income and growth earned while invested are tax-free. 

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Tax-free Investments (TFIs)

You don’t pay any tax with TFIs unless you contribute more than the allowed limits. Depending on the product, you can access your money within 48 hours.

Why Nedbank Financial Planning?

Ready to begin?

Whether you’re 20, 30 or 60 – it’s never too early or too late to start planning.

Let’s turn your retirement into a masterpiece.

  • No product push

    Our advisers aren’t incentivised by product sales. That means our advice is truly about you – your goals, your story, your future. 

  • Team of experts

    Behind every adviser is a team of specialists, peer reviewers, and policy setters. You’re not just getting 1 opinion – you’re benefiting from collective expertise. 

  • Independent and holistic

    We’re not tied to only 1 provider. We guide you through various options across the market, ensuring your plan is tailored, flexible, and future-proof. 

Need guidance? Speak to a financial adviser.

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