Bank your way with low fees and extra benefits.
Enjoy 55 days’ interest free credit and other benefits.
Affordable loans and interest rates from R2k to R300k.
Buy or build your home with up to 109% financing to cover bond and transfer costs.
Debt management support when you need it the most.
Cover for you and your family in the event of death.
Car, building, house contents, valuables and more.
Bond, credit card, overdraft, loan and car repayments.
Guaranteed income and growth plans for future income.
Achieve your financial goals with expert planning.
We’ll help manage your assets, debts and estate planning.
Let our experts guide you on any financial matter.
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
- Consolidate all your debts into a simple loan
- Short-term payment relief | Nedbank
- Take charge and restructure your finances | Nedbank
- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
- We have payment solutions to get you back on track
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- Will drafting
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- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
- Everything you need to know about student loans
- Can gaming make your kid a budding financial expert?
- Airline inconveniences: Can you get compensation?
OptimumPlus Investment Account
Over 55? Secure your money with a once-off investment that offers you exclusive interest rates.
Zero
7.00 –11.46
R5,000
End of term
What you get
A risk-free capital investment with great earning potential
A fixed term of your choice between 1 and 60 months
Competitive, market-related interest rates
Growth
Your capital and earnings are guaranteed.
You can earn anything between 7.00% and 9.10% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 11.46%.
The bigger your investment, the higher your returns.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
This account is exclusive to clients aged 55 years and older.
Once invested, your money becomes available at the end of your selected term.
No additional deposits or withdrawals may be made.
Flexibility
You can choose to have your interest paid out monthly, every 3, 6 or 12 months, or on maturity.
Convenience and Control
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
32Day Notice
Enjoy above-average interest rates that get higher as your money grows. A great way to invest your personal or small-business funds.
Zero
6.45– 7.80 %
R250
32 days
Fixed Deposit
Looking for a lump sum investment option with guaranteed returns? Choose Nedbank's Fixed Deposit Account.
Zero
6.85 – 10.77 %
R5,000
End of term
Stokvel
Earn interest on your savings with added benefits, including R10,000 funeral cover for each member and great stokvel rewards at the end of the year.
Zero
4.50 – 6.25 %
R100
On demand
See our product comparisons and disclosures here.