Building Insurance

Insure your roof, walls and more with homeowners insurance that automatically increases to keep up with rising construction costs.

Why choose our insurance?

24-hour services from pre-approved suppliers.

Personal liability insurance for bodily injury or property damage.

Cover for geysers and pipes included.

Extra benefits

Up to 25% discount on your premiums.

Cash back of 10% after three claim-free years.

Roadside referral to a service provider for emergency vehicle assistance.

Drive-me-home services to get you and your car home safely after a night out. 

Pick-me-up service to pick you up and take you where you need to be.

What is covered

Fire, lightning and explosion, storm, wind, water, flood, hail or snow.

Burglary, theft or attempted theft and malicious damage from forcible entry into the home. 

Earthquake, mining-related earth tremor, subsidence or landslip.

Bursting of water tanks or pipes.

Impact to structures by vehicles, aircraft or aerial devices or falling objects.

What is not covered


Loss or damage caused by or related to demolition, alteration, construction, cleaning, renovation, repair, restoration or similar process. 

Any loss or damage caused by a storm, wind, flood, water, hail or snow during renovations, additions or extensions.

Loss, damage or breakage covered by any guarantee, service contract, purchase contract or any purchase agreement.

See terms and conditions for full list of exclusions.


Woman with coffee looking at laptop

Turn your geyser into a smart geyser and save.

Save on electricity costs with our Homeowner's Cover Senseable Geyser solution. Simply use your smart device to:


• Turn your geyser on and off.

• Adjust your geyser temperature.

• Get instant notifications to your smart device if geyser is malfunctioning. 


Interested? Email or call 0860 333 111


Simple, fast claims process.

Log your claim

Call 0861 262 636 or submit your claim on the Money app, anytime, anywhere.


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Submit documents

Complete the claim form emailed to you and send it back to with all the required documents.


Leave the rest to us

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

Get started