Building Insurance

Protect your home against fire, flood damage, and other natural disasters. 

Why choose our insurance?

Access 24-hour services from preapproved suppliers.

Get personal liability insurance for bodily injury or property damage.

Your cover includes a benefit for burst geysers and pipes.

Features and benefits

Get up 20% discount on your premiums.

Cashback of 10% after 3 claim-free years.

Roadside referral to a service provider for emergency vehicle assistance.

Drive-me-home service to get you and your car home safely after a night out. 

Pick-me-up service to pick you up and take you where you need to go.

Extra benefits

Free access to Value for Life benefits.

Home assistance services: Round-the-clock helpline for emergency household repairs. 

Legal services: Round-the-clock telephonic and personal consultations for advice on drafting of legal documents.

Trauma and assault cover: Up to R5,000 for medical cover and R5,000 for trauma counselling after events such as rape, domestic abuse, and death of a loved one.

What is covered?

Fire, lightning and explosion, storm, wind, water, flood, hail or snow.

Burglary, theft or attempted theft and malicious damage from forcible entry into the home. 

Earthquake, mining-related earth tremor, subsidence or landslip.

Burst geysers, water tanks or pipes.

Impact to structures by vehicles, aircraft or aerial devices, or falling trees.

What is not covered?

Loss or damage caused by weeds or roots.

Loss or damage caused by or related to demolition, alteration, construction, cleaning, renovation, repair, restoration or similar process. 

Loss, damage or breakage covered by any guarantee, service contract, purchase contract or any purchase agreement.

See terms and conditions for full list of exclusions.

Woman with coffee looking at laptop

Save money with a smart geyser solution

Save on electricity costs. With our Senseable smart geyser solution, you can do the following from your smart device:

  • Turn your geyser on and off
  • Adjust your geyser temperature
  • Get instant notifications if the geyser malfunctions

Interested? Contact us on 0800 333 111 or email smartgeyser@nedbank.co.za to add this feature to your building insurance.

couple looking at building plans

Get cover for the right amount

Insuring a building at market value is a common mistake that property owners make, and it can lead to financial loss. If you find yourself underinsured at the time of a claim, you’ll have to cover any shortfall for repairs or replacements out of pocket. And, if you're overinsured, chances are you'll pay a higher monthly premium than necessary. Use our building calculator to see how much cover you need. You'll need to provide your property details, such as building type, materials, surface areas, permanent fixtures and outbuildings.

Fast and easy claims process.

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Log your claim

Call 0800 333 111 to submit your claim.

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Submit documents

Complete the claim form emailed to you and send it back to insurance@nedbank.co.za with all the required documents.

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Leave the rest to us

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

Get started