Building Insurance

Protect your home against fire and flood damage, as well as other natural disasters.

Why choose our insurance?

Round-the-clock services (24-hour) from pre-approved suppliers.

Personal liability insurance for bodily injury or property damage.

Cover for burst geysers and pipes.

Features and benefits

Up to 20% discount on your premiums.

Cashback of 10% after 3 claim-free years.

Roadside referral to a service provider for emergency vehicle assistance.

Drive-me-home services to get you and your car home safely after a night out. 

Pick-me-up service to pick you up and take you where you need to go.

Extra benefits

Free access to Value for Life benefits.

Home assistance services: Round-the-clock helpline for emergency household repairs. 

Legal services: Round-the-clock telephonic and personal consultations for advice and drafting of legal documents.

Trauma and assault cover: Up to R5,000 for medical cover and R5,000 for trauma counselling in events such as rape, domestic abuse, death of a loved one and other situations.

What is covered

Fire, lightning and explosion, storm, wind, water, flood, hail or snow.

Burglary, theft or attempted theft and malicious damage from forcible entry into the home. 

Earthquake, mining-related earth tremor, subsidence or landslip.

Burst geysers, water tanks or pipes.

Impact to structures by vehicles, aircraft or aerial devices, or falling trees.

What is not covered

Loss or damage caused by weeds or roots.

Loss or damage caused by or related to demolition, alteration, construction, cleaning, renovation, repair, restoration or similar processes. 

Loss, damage or breakage covered by any guarantee, service contract, purchase contract or any purchase agreement.

See terms and conditions for full list of exclusions.

Woman with coffee looking at laptop

Turn your geyser into a smart geyser and save.

Save on electricity costs with our Homeowner's Cover Senseable Geyser solution. Simply use your smart device to:


• Turn your geyser on and off.

• Adjust your geyser temperature.

• Get instant notifications to your smart device if geyser is malfunctioning. 


Interested? Email or call 0800 333 111


Simple, fast claims process.

Log your claim

Call 0861 262 636 to submit your claim.


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Submit documents

Complete the claim form emailed to you and send it back to with all the required documents.


Leave the rest to us

We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.

Ready to apply?

Get started