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Don’t have your Nedbank ID yet?
Nedbank ID single sign-on gives you full digital access to Nedbank’s banking and lifestyle products and services on the Money app or Online Banking.
Log in
Log in to Online Banking or another one of our secured services.
Why switch to Nedbank?
Borrow against your home
You'll have the opportunity to borrow more money if your home had extra value when the initial bond was registered or if your home’s value has since increased.
Pay less over a longer time
When switching your home loan to Nedbank, you'll stand to reduce your monthly repayments by selecting a renewed loan term of 20 or 25 years.
Go green and save on electricity
Power your home with any of the solar energy solutions that we have available for our home loan clients. Visit our Solar energy finance page for more information.
Follow this guide to make your move
1. Submit application
If we need more information to process your application, we’ll let you know.
2. Affordability check
We’ll look at your affordability to see if you’ll be able to cover the monthly repayments on the loan.
3. Property assessment
We’ll conduct an assessment to make sure that the property value is sufficient as security for the loan you need.
4. Loan offer
If the credit and property assessments are a success, we'll send you a home loan offer, which you will need to accept.
5. The legal stuff
If you accept the loan offer, we’ll appoint an attorney to help with the conveyancing process. You’ll need to sign the necessary loan documents and pay the relevant attorney fees, and thereafter the attorneys will complete the process by lodging your bond with the deeds office.
6. Registration
The deeds office will complete the conveyancing process if they are satisfied. Once your bond has been registered at the deeds office, you will become the official and legal owner of your home.
