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What is covered
Death: Amount equal to the outstanding balance at the time of death, less any arrears and interest accumulated on arrears.
Retrenchment: Up to 6 months of your instalments will be paid.
Temporary disability: Pay your monthly instalment or part of it if you have lost part of your income, until you have recovered.
Permanent disability: Settle the outstanding balance as at the date of permanent disability, less any arrears and interest accumulated on arrears.
Critical illness: Amount equal to the outstanding balance as at the date of the event, less any arrears and interest accumulated on arrears.
What is not covered
Debt that you incur or withdraw after the claim event.
Any instalments, fees or interest that is not related to your vehicle loan.
Death, disability or critical illness resulting from a pre-existing medical condition or illness.
Death or permanent disability related to driving under the influence of drugs or alcohol (above the statutory limit).
Death or permanent disability resulting from any criminal activity or breach of law.
Death or disability resulting from airborne pursuits, participation in war, riots, strike civil commotion or usurpation of power, or in military, naval, air-force or police action.
See terms and conditions for full list of exclusions.
Waiting periods
3 months from the policy start date for retrenchment.
12 months before the start date of the policy for pre-existing conditions.
Why choose our assurance?
Up to R1 million cover for your vehicle.
Car finance insurance for new and pre-owned vehicles.
Experts in vehicle finance and insurance from MFC, a division of Nedbank.
Simple, fast claims process.
1
2
3
1
Let us know
Call our 24-hour contact centre on 0800 333 111 for an agent to assist you or submit your claim on the Money app.
2
Submit documents
Complete the claim form emailed to you with all the required documents.
3
Leave the rest to us
We will assess your claim and let you know if we need anything else. If the claim is valid, we will process it.