Let’s work out a payment arrangement

• You can settle your total arrears by paying extra over and above your monthly instalment. 
• We can offer you a short-term arrangement plan, that would require monthly contributions toward your total arrears. 
• We can offer you the option to pay your full or reduced instalment only for a short period while you recover from your financial situation.

• You can pay less than the instalment amount due for one month. Then you will continue paying the minimum amount due.
• We can offer a special arrangement that can last up to 60 months. If you choose this option, the card facility will be cancelled.

** If your card balance exceeds R100 000, you will need to complete an asset-and-liability schedule. If you do not bank with us, we will need your 3 months’ bank statements to complete a credit assessment.

We can offer a payment plan where the outstanding arrear amount is split across up to 3 months.

• We can offer to extend the repayment term in line with the contract to reduce the repayment amount.
• We can offer you and arrangement between 3 months and depending on your financial circumstances for a maximum of 12 months.