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The interest rate is based on the current prime lending rate in South Africa. Please note that your interest rate will be based on factors such as your credit score and the size of your deposit.
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| cond | condValue | debtBuffer | expenseBuffer | debtStress | expenseStress | surplusBuffer |
|---|---|---|---|---|---|---|
| LESS_THAN_EQUAL_TO | 10000 | 0.1026017010000 | 1.36306636 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 15000 | 0.1013535500000 | 1.319440431 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 20000 | 0.1001053980000 | 1.321738176 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 25000 | 0.109908105000 | 1.306609407 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 30000 | 0.1157256980000 | 1.282877395 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 40000 | 0.1318541410000 | 1.276345131 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 45000 | 0.1394430720000 | 1.263615732 | 1.02 | 1.07 | 0.6 |
| LESS_THAN_EQUAL_TO | 50000 | 0.1413963310000 | 1.261481222 | 1.02 | 1.07 | 0.6 |
| GREATER_THAN | 50000 | 0.1603055010000 | 1.234109795000 | 1.02 | 1.07 | 0.6 |
| cond | condValue | minMFixedAmount | minPercentage | bandMMinimum |
|---|---|---|---|---|
| LESS_THAN_EQUAL_TO | 800 | 0 | 1 | 0 |
| LESS_THAN_EQUAL_TO | 6250 | 800 | 0.0675 | 800.01 |
| LESS_THAN_EQUAL_TO | 25000 | 1541.67 | 0.09 | 6250.01 |
| LESS_THAN_EQUAL_TO | 50000 | 3375 | 0.082 | 25000.01 |
| GREATER_THAN | 50000 | 5425 | 0.0675 | 50000.01 |
Disclaimer: Although we do our best to give you accurate calculations, they will not be binding on us. Our calculations are only examples of how interest rates and fees can affect your repayments. Our transfer and bond cost calculations are also estimates.
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