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Bank

Accounts

Bank your way with low fees and extra benefits.

Credit cards

Enjoy 55 days’ interest free credit and other benefits.

Digital banking

Bank on any device, from anywhere at anytime.

Switch to Nedbank

Move your salary and debit orders over easily.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

For all your travel, international payments, and foreign currency investment needs.

Greenbacks

More rewards at every level as you spend and invest.
Back
Save & Invest

Accounts

Great interest rates and easy access to your money.

Investment services

Local and international wealth management solutions.

Share trading

All-in-one online trading or broker assistance.
Back
Borrow

Personal loans

Affordable loans and interest rates from R2k to R300k.

Home loans

Up to 100% property loan and 105% for first-time buyers.

Student loans

Nedbank offers full or part-time loans to students.

Overdrafts

Instant access to credit when you need it.

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Easily apply for MFC vehicle finance in 5 steps.

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Secure an affordable energy solution when in need.

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Secure your family’s future with up to R2million.

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Bond, credit card, overdraft, loan and car repayments.

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Global travel insurance with 24-hr emergency assist.

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We have cover for small, medium or large businesses.

Secure investments

Guaranteed income and growth plans for future income.
Back
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Achieve your financial goals with expert planning.

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Ask for HomeVision when you apply for your home loan. Apply on the Nedbank Money app, online, at a Nedbank branch or by calling our contact centre on 0800 555 111.

We know people like to customise their home to their personal taste, so you may use the funds for a variety of purposes besides building or making structural property improvements. Personalise the painting, redo the floors in your home, renovate your bathroom or even install a solar solution for your home. 

Your monthly loan repayments will be based on your home loan amount and not the registered HomeVision amount. Accessing additional HomeVision funds is subject to a credit and property assessment. Nedbank will assess the property to determine if there is sufficient value in the property for you to access the additional funds. We will reassess the entire loan (inclusive of the additional funds) and consider your current credit history and affordability, which may have changed since the start of your home loan. If approved, this may affect the current interest rate charged on your new home loan amount. Your repayments will increase only if you are approved for the additional funds.

These funds are the higher bond portion you registered at the deed’s office when you took out a home loan. These funds are referred to as a readvance. You can apply for a portion of or the full funds for future use.  

Your instalment is based on the outstanding balance of your loan. So, if your application is approved for any additional funds, your loan balance will increase, which increases your instalment. You can request that we extend your repayment term to minimise the increase in your instalment.

Please keep in mind that the municipal value could differ from Nedbank’s property assessment, so rather view your estimated property value on the Nedbank Money app, which can be found on the Home-buying Toolkit.

Follow these steps:

  • Access the Money app. 

  • Select Apply at the bottom-right corner. 

  • Enter your app PIN or fingerprint to access the available products.  

  • Select Home loan. You are now in the Home-buying Toolkit.