Learn more about loans
Calculate the total cost of your loan
A personal loan sounds like a great way to buy today what you can only afford tomorrow. After all, why save until next year for that dishwasher, if you can buy it on special today?
Bank how and when you choose to, with the low fees or extra benefits you want.
Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Personalised interest rates for affordable loans from R2,000 to R300,000.
Loan up to 100% of the property value or up to 105% if you are a first-time buyer.
Safety, convenience and rewards
For under 16s, or under 25s
For a professional banking experience
Your phone is your bank account
The globally integrated account
Easy access to interest earned
Money available at any time
Cash in your hand the next day
Funds ready within a month
Investments left until maturity
From time to time we will send you a personalised loan offer that you can take up in seconds on the Money app, Online Banking or Cellphone Banking.
Get those extra funds fast with personalised loan offers of up to R6,000. Zero percent interest! Simply choose how much you want to take and by when you’d like to pay it back.
No paperwork required. Just a few quick steps and the money is in your account.
You need to pay just an 8% initiation fee. No other fees or costs will apply.
You can choose to repay the loan from your next salary date or after 30 days.
View and accept your offers anytime on your phone, online or cellphone banking by dialing *120*001#
Step 1
Step 2
Step 3
Step 1
Get the offer
If you qualify, we'll send you an offer that you can take up on any digital channel.
Step 2
Review and edit
You can accept or adjust the amount we are offering to suit your needs.
Step 3
Get the money
Once we’ve approved the application, we'll send the cash immediately. No paperwork is needed.
A personal loan sounds like a great way to buy today what you can only afford tomorrow. After all, why save until next year for that dishwasher, if you can buy it on special today?
A secure and convenient way to manage your money, apply for accounts and loans, and even buy gift and prepaid vouchers.
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