What documents must I include in my application?

You will need to supply us with the following supporting documents:

• Proof of identity (a valid South African identity document or card, or passport) for you and the co-applicants (if applicable).
• The latest three months’ payslips or other proof of income for you and the co-applicants (if applicable).
• The latest three months’ bank statements for you and the co-applicants (if applicable).
• A copy of the offer-to-purchase agreement signed by all parties (if applicable).

If you are self-employed, an entrepreneur or commissioned worker: 

• A copy of the offer-to-purchase agreement signed by all parties (if applicable).
• Proof of income: Letter of Drawings from an accountant.
• The latest 6 months’ personal bank statements.
• Personal assets and liabilities statement.
• The latest 6 months’ business account bank statements.
• The latest 2 years' annual financial statements.
• Where annual financial statements are older than 6 months to date, current management accounts that are not older than 2 months and are signed by the applicant and accountant must be provided in addition to the annual financial statements. 
• Proof of identity (a valid South African identity document or card, or passport) for yourself and any co-applicant (if applicable).
• A copy of the marriage certificate or ante-nuptial contract.
• A copy of your registration documents or trust deed.