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Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.
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Unlock your potential with a full- or part-time student loan from Nedbank.
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Life cover

Up to R2 million life cover to take care of your family when you no longer can.

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Credit Life

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Back
Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.
Back
Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.
Back
Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure affordable renewable energy while helping South Africa shift to green energy.
Back
Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.
Back
Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.
Back
Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.
Back
Contact us

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

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Get directions to your nearest branch, ATM or foreign exchange branch.
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  • Earn R29,600 p/m or less? See offer
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  • Individual R30,000
  • Family Cover
  • Build your own cover
  • Vehicle insurance
  • Building insurance
  • House contents insurance
  • Valuables insurance
  • Home loan credit life
  • MFC Vehicle Finance Assurance
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  • Balance Protection Plan
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  • Is your business covered?
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  • Leave the admin of your estate to us, and not to your loved ones | Nedbank
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Instant payment service

Terms and conditions 

 

  1. The instant payment service enables Nedbank (we, us, our) to process payments to your beneficiaries who bank with banks that are able to do instant payment clearances.
  2. Our Online Banking and Money app allow you to make instant payments 24/7, including on Sundays and public holidays. Go to  https://personal.nedbank.co.za/bank/digital-banking/needs/payments/instant-pay.html for more information. 
  3. An instant payment made to your existing, amended or new beneficiaries will have access to the money after 30 minutes. 
  4. The instant payment service limit is subject to the limits you have set for your profile. 
  5. You can increase your limit through our digital channels, by calling the Nedbank Contact Centre, or by visiting a branch.
  6. It is your responsibility to make sure that all the beneficiary details are correct. 
  7. You cannot cancel or reverse any payments made via the instant payment service. 
  8. We charge premium fees for instant payments. For a detailed breakdown of our fees, go to our instant pay page.  

 

Indemnity 

  1. By using the instant payment service, you acknowledge that you have read and understand these terms and conditions for instant payments, and that the terms and conditions for all digital channels will also apply to the instant payment service. 
  2. You understand and agree that you use this service at your own risk. 
  3. You indemnify Nedbank against and hold it harmless from all loss or damage as well as demands, claims or actions that may be made, instituted or brought against Nedbank or that Nedbank or you may incur, sustain or suffer because: 

3.1 you used the instant payment service; 

3.2 you or any other person acting on your behalf gave Nedbank an instant payment instruction; 

3.3 beneficiaries did not receive their money within 30 minutes of the instant payment; 

or 

3.4 there was an error in the instant payment instruction, for example an incorrect account number or amount.