Account interest rates                                                                        

Income tax

During tax season, the South African Revenue Service (SARS) requires you to submit an income tax return (ITR12). We will provide a tax certificate IT3(b) and/or IT3(s) for your investment account for each tax year, on or before the end of June to enable you to complete your tax return. 
 

An IT3(b) will give you a summary of any interest and dividends, both local and foreign, that you would have earned by having money invested. If you have a tax-free savings account with us, you will also receive IT3(s)s. This certificate will give you a summary of all the details about your tax-free savings account such as interest and dividends. 
 

You will need these certificates when you complete your tax return. 
We will provide 1 free tax certificate every year. If you need any additional tax certificates, please find the fees in our latest pricing guide.