To apply for a secondhand car loan

You must be a South African resident between the ages of 18 and 65

Your wage or salary of at least R5,000 a month must be paid into your personal bank account

You can also apply if you are self-employed, have a permanent or fixed-term contract, or you are a pensioner

Do you know if you have a good credit score?

Documents you'll need to take to the dealer

Your valid South African identity card or document
Your stamped bank statements for the past three months
Your most recent payslip, or letter from your employer as proof of income if you are on contract
If retired, you can submit proof of your pension payments

Where you can apply

Call 0860 300 400 to find an approved dealer near you.
Private sale or found your own dealer? Try a personal loan instead.

See our pricing guide for 2023