Make sure you’re eligible for a secondhand car loan

Are you a South African resident? Over 18 but younger than 65?

Do you earn more than R3,500 a month? Is your wage or salary paid into your personal account electronically?

Are you self-employed, have a permanent or fixed-term contract, or are you a pensioner?

Do you know if you have a good credit score?

What documents you’ll need at the dealer

Your valid South African identity card or document
Your most recent payslip, or a letter from your employer confirming you’re a contract worker, or your pension payment
Stamped bank statements for the last 3 months

Where you can apply

Call 0860 300 400 to find an approved dealer near you.

Private sale or found your own dealer? Try a personal loan instead.

See pricing guide for 2022