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Home loans repeat buyer offer
Terms and Conditions
1. Nedbank Home Loans
Nedbank Home Loans (we, us, our) offers a loyalty incentive to existing Nedbank Home Loan clients. We reserve the right to make the incentive available to qualifying clients only.
2. Who qualifies to receive the incentive offer
2.1 To qualify to receive the incentive, you must:
2.1.1 be a natural person residing in South Africa;
2.1.2 have an existing Nedbank home loan;
2.1.3 apply for a new Nedbank home loan;
2.1.4 have a valid South African ID;
2.1.5 be 18 years or older; and
2.1.6 meet the incentive qualifying criteria in 5 below.
3. Who do not qualify to receive the incentive offer
3.1 You will not qualify to receive the incentive if:
3.1.1 you are a juristic person (including a partnership, trust, company and close corporation);
3.1.2 you are a Nedbank Private Wealth, Corporate Banking or Relationship Banking client;
3.1.3 you are applying for a building loan, further loan or readvance;
3.1.4 you are switching your home loan to Nedbank; or
3.1.5 your home loan agreement has changed (endorsements).
4. The incentive offer
If you qualify to receive the incentive, the interest rate on your new home loan will be reduced with 0,25%, subject to your new loan being approved as well as these terms and conditions.
5. Incentive qualifying criteria
5.1 When you apply for the new home loan, you must:
5.1.1 have an existing home loan with us; or
5.1.2 have had a home loan with us in the 12 months prior to submitting your new application, without any arrears or defaults.
5.2 You must apply for the new home loan via Online Banking or at a branch.
5.3 The maximum amount that you can apply for is R1 800 000.
5.4 If more than one person applies for the new home loan (joint application), at least one of you must meet the criteria.
5.5 Joint applications will not qualify if one of you has opted for our first-time homebuyer offer.
5.6 If you are a Nedbank employee, you may qualify to receive the incentive if your home loan is not subject to fringe benefit interest rates.
5.7 Your application for the new loan will be subject to our credit approval criteria and lending policies and practices (as amended) and granting of the incentive will be at our discretion.
6. General
6.1 All information about this incentive offer, including information that is published on any promotion material, is part of these terms and conditions.
6.2 By participating in the incentive offer, you agree to be bound by these terms and conditions.
7. More information
For more information, call 0800 555 111.