CLM Win 1 of 3 Cars
Competition terms and conditions
1. The Promoter
Nedbank Limited, registration number 1951/000009/06 (we, us, our), runs this competition. We reserve the right to make it available to certain clients only.
2. Competition period
The competition starts on 01 August and ends on 31 January 2026 (competition period).
3. Who can and cannot participate in the competition
3.1 A participant (you, your) must:
3.1.1 be 18 years or older;
3.1.2 have a valid South African identity document or a smart card, as well as a valid Driver’s Licence. If the participant does not hold a valid Driver’s Licence, the nominated driver must provide theirs for verification purposes; and
3.1.3 have a permanent residence and permanently reside in South Africa or if foreign national with legal status in South Africa.
3.1.4 All consumer banking clients that have a qualifying Nedbank credit card (see table below); and
3.1.5 ensure that your account is in good standing, which means that it may not be in arrears or have been handed over for legal collection.
3.2 Our employees (including temporary and contract employees), associated companies, agents, contractors, and sponsors may not participate in the competition.
4. The prize
If you participate in the competition, you stand a chance to receive 1 of 3 VW Polo 1.4 Trendline manual (Polo Vivo) motor vehicle.
5. How to qualify for the prize
5.1 To qualify for the prize, you must do the following during the competition period:
5.1.1 spend a minimum of R1500.00 per month using your qualifying Nedbank credit card for two consecutive calendar months
5.1.2 for every R1500.00 you spend per clause 5.1.1, using a Visa or Mastercard card, you will receive 1 entry into the competition
5.1.3 for every R1500.00 you spend per clause 5.1.1, using an American Express card, you will receive 2 entries into the competition.
6. Selection of the winners
6.1 The random computer-generated draw to select the winner(s) will take place the week of 1 – 4 October 2025, 1- 5 December 2025 and 2 – 6 February 2026 via Microsoft Teams, and will be recorded. One winner will be selected in each draw. Once a participant has been selected as a winner in any one of the draws, they will no longer be eligible to participate in or win in the remaining draws.
6.2 If you win, the following applies:
6.2.1 You will receive the prize only after we have verified and confirmed your details, including your compliance with these terms and conditions.
6.2.2 We will notify you via a call to the mobile or landline number, we have on record for you.
6.2.3 The notification will occur within five (5) business days following the relevant draw date.
6.2.4 We will try to contact you a maximum of 5 times. If we cannot get hold of you after the fifth try, you will forfeit the prize and we will choose a new winner.
6.2.5 We will not be responsible for any technical failures affecting your participation in the competition or if your entry has been left out from participation.
6.2.6 If a dispute arises, our decision will be final and binding on all aspects of the competition, and we will not discuss the matter further.
6.2.7 All costs or expenses relating to the prize that have not been mentioned here are excluded.
6.2.8 We will not be responsible for any delays in your taking up the prize.
6.2.9 We will not be responsible for any additional conditions that third parties impose.
6.2.10 We will give the prize directly to you and not to anyone else, and we will not replace it with cash.
6.2.11 We will not be liable for delays or failure to deliver any part of the prize resulting from acts beyond our reasonable control. We will let you know as soon as reasonably possible if the prize is affected in this way.
6.2.12 We reserve the right to replace the prize at any time with another of similar commercial value.
7. General
7.1 All information about this competition, including information that is published on any competition al material, is part of these terms and conditions.
7.2 By entering in the competition, you agree to be bound by these terms and conditions.
7.3 These terms and conditions are available on our website at nedbank.co.za throughout the competition period.
7.4 If you win, we may ask you to consent in writing to endorsing, promoting and advertising any of our services, without payment. If you decline our request, you will still receive the prize.
7.5 By entering and participating in this competition, you acknowledge that your personal information needed for the competition will be shared with us and our agents, but only to the extent necessary for this competition. Your personal information will be used in line with South African consumer and data protection laws.
7.6 We may extend, shorten or cancel the competition immediately and without notifying you if it is permitted by law, if we must do so by law, or for reasons beyond our control. If this happens, you will give up any rights that you may have in terms of this competition and you will have no recourse against us or our agents, contractors or sponsors because of the extension, shortening or cancellation.
7.7 We or our directors, employees, agents or suppliers will not be responsible for any direct or indirect loss or damage resulting from your participation in the competition, or for any accident, injury, harm, costs, or death that you or any other person who participates in the prize sustains at any point during the fulfilment of the prize.
8. More information
For more information about the competition, call us on 0800 555 111.
9. Qualifying credit cards
Amex Gold Credit Card
Amex Personal Blue Credit Card
Amex Platinum Credit
BoE Garage Credit
BoE Visa Classic Monthly Fee
Buy Aids Cape Consumers
Buy Aids Koopkrag
Credit Card
Go Banking Gold Credit Card
Greenbacks Gold Account
Ice Customer Classic Credit Old Mutual
Inst PVT A-Plus
Nedbank Greenbacks Gold Account
Nedbank Greenbacks Platinum Account
Nedbank Youth MC Credit
Netcard Normal Credit
Personal Platinum Charge Card
Personal Relationship Bundle Offering Credit Card Account
Personal Relationship Bundle Offering Dedit Card
Personal Special Credit
PNP Go Banking Classic Credit
PNP Go Banking Gold Credit
PNP Go Banking Unembossed Classic Credit
Retail Relationship Banking Credit Card
SAA Voyager Gold
SAA Voyager Premium
Visa Corporate Credit