AppVenture credit card promotion

Terms and conditions

1. Definitions

The words in the table below have the following meanings:

2. The promoter

We run this promotion and reserve the right to make it available only to selected Nedbank clients who meet the eligibility requirements.

3. Promotion period

The promotion starts on 1 November 2026 and ends on 31 December 2026.

4. Who may participate

4.1 To participate, you must:

4.1.1 be 18 years or older;

4.1.2 be an individual Consumer Banking client;

4.1.3 have an active Nedbank Credit Card account and no Nedbank current or savings account, although you may hold other Nedbank products;

4.1.4 have held the credit card account for more than 30 days before the start of the promotion;

4.1.5 have used a physical channel, being an ATM or the Nedbank Contact Centre, during the preceding 3 months;

4.1.6 have used a physical channel, being an ATM or the Nedbank Contact Centre, during the preceding 3 months; and

4.1.7 have received a push notification, in-app notification, email or SMS from us inviting you to participate.

4.2 The following persons and entities may not participate:

4.2.1 any person who does not meet the eligibility requirements above;

4.2.2 Nedbank employees, including temporary and contract employees, associated companies, agents, contractors and sponsors;

4.2.3 Wealth, Private Banking and Business and Commercial Banking clients;

4.2.4 clubs and societies; and

4.2.5 refugees and asylum seekers.

5. How to participate and qualify

5.1 During the promotion period, you must complete the steps applicable to you:

5.1.1 Never digital before clients:

5.1.1.1 download and register on the Money app;

5.1.1.2 complete your first login; and

5.1.1.3 complete at least one additional login during the promotion period.

5.2.1 Digitally inactive clients:

5.2.1.1 reactivate the Money app and complete your first login; and

5.2.1.2 complete at least one additional login during the promotion period.

6. The incentive

6.1 The first 1,000 qualifying participants will each receive one R100 Avo voucher.

6.2 This is an incentive-based promotion. There is no draw or redraw, and the incentive is allocated to the first 1,000 clients who meet the qualifying requirements.

7. Issuing and communicating the incentive

7.1 We will issue the Avo voucher within 15 working days after the promotion closes.

7.2 We will communicate the voucher by in-app notification, followed by an email sent to the email address on record.

8. Conditions and limitations

8.1 Only one incentive may be issued to each qualifying participant unless we communicate otherwise.

8.2 The incentive is not transferable and cannot be exchanged for cash.

8.3 We may verify that you met all eligibility and participation requirements before issuing the incentive.

8.4 If an incentive is issued incorrectly, we may reverse it or recover its value, subject to applicable law.

8.5 We are not responsible for delays caused by incorrect or outdated contact details supplied to us or circumstances beyond our reasonable control.

9. General

9.1 All information about this promotion, including promotional material, forms part of these terms and conditions.

9.2 By participating, you agree to be bound by these terms and conditions.

9.3 These terms and conditions are available at nedbank.co.za/termsandconditions during the promotion period.

9.4 We will process personal information needed to administer the promotion in accordance with applicable South African data protection laws.

9.5 We may amend, suspend or cancel the promotion where permitted or required by law or where circumstances beyond our reasonable control make this necessary.

9.6 Any limitation of liability or waiver of rights in these terms is subject to applicable law.

10. More information

For more information, email us at DigitalHelp@Nedbank.co.za.