Back
Bank
Save & Invest
Borrow
Insure
Plan
Learn
Contact us
Get in touch
Find us
Manage your money
Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.
Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.
Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.
Fraud awareness

Protect yourself against the latest schemes and scams.
Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.
Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.
Explore Bank
Grow your money
Accounts

Great interest rates, with great flexibility and access to your money when you need it.
Investment services

Access the best in local and international wealth management solutions.
Share trading

Everything you need to trade online, or with the help of an experienced broker.
Explore Save & Invest
Achieve your goals
Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.
Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.
Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.
Overdrafts

Add an overdraft to your account for instant access to credit when you need it.
Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.
Solar finance

Secure affordable renewable energy while helping South Africa shift to green energy.
Explore Borrow
Protect what you love
Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.
Travel insurance

International travel insurance with free 24-hr emergency assistance.
Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.

Explore Insure
Plan your wealth
Financial planning

Take the right steps to achieve your financial goals with expert financial planning.
Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.

Explore Plan
Find guidance
Blog

Buying a home, opening a new account or need to save? Let our experts guide you.
Explore Learn
Get in touch
Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.
Find us

Get directions to your nearest branch, ATM or foreign exchange branch.
Explore Contact us
Back
Bank

Accounts

Bank how and when you choose to, with the low fees or extra benefits you want.

Credit cards

Shop online or instore and earn rewards for it, with up to 55 days interest-free credit.

Digital banking

Enjoy anytime-anywhere banking from your computer, cellphone or tablet.

Switch to Nedbank

See the quick and paperless way to switch your salary or debit orders.

Fraud awareness

Protect yourself against the latest schemes and scams.

Forex

Buy foreign banknotes, transfer funds or shop globally with a travel card.

Rewards

Manage your money like a pro and get rewarded. Epic deals, discounts and more.
Back
Save & Invest

Accounts

Great interest rates, with great flexibility and access to your money when you need it.

Investment services

Access the best in local and international wealth management solutions.

Share trading

Everything you need to trade online, or with the help of an experienced broker.
Back
Borrow

Personal loans

Personalised interest rates for affordable loans from R2,000 to R300,000.

Home loans

Loan up to 100% of the property value or up to 105% if you are a first-time home buyer.

Student loans

Unlock your potential with a full- or part-time student loan from Nedbank.

Overdrafts

Add an overdraft to your account for instant access to credit when you need it.

Vehicle finance

Planning on buying a car? Easily apply for MFC vehicle finance in 5 steps.

Solar finance

Secure affordable renewable energy while helping South Africa shift to green energy.
Back
Insure

Life cover

Up to R2 million life cover to take care of your family when you no longer can.

Funeral cover

Choose a plan for yourself, family or build your own cover to suit your needs.

Short term insurance

Get cover for your car, building, house contents, valuables and more.

Credit Life

Cover your bond, credit card, overdraft, loan and car repayments.

Travel insurance

International travel insurance with free 24-hr emergency assistance.

Is your business covered?

Secure Investments

Choose a plan for yourself, family or build your own cover to suit your needs.
Back
Plan

Financial planning

Take the right steps to achieve your financial goals with expert financial planning.

Estate, wills & trust services

Plan for everything you own and owe, so your estate is in order when you’re gone.

Nedbank Private Wealth

Get the private wealth banking experience with customised solutions and rates.

Speak to a financial adviser

Structure, grow, protect and transfer your wealth with the guidance of an expert.
Back
Learn

Blog

Buying a home, opening a new account or need to save? Let our experts guide you.
Back
Contact us

Talk to us

Find the contact details you need, for guidance, complaints or debt assistance. We are here to help, by phone or email.

Find us

Get directions to your nearest branch, ATM or foreign exchange branch.
  • Digital banking
  • Switch to Nedbank
  • Fraud awareness
  • Rewards
  • Investment services
  • Share trading
  • Consolidation loan
  • Secondhand car loan
  • Home improvement loan
  • Exclusive short-term loan offers
  • Building loan
  • Switching home loan
  • Repossessed properties
  • Start your home buying journey
  • Solar-energy Finance
  • Earn R29,600 p/m or less? See offer
  • HomeVision extra funds
  • Home-buying Toolkit
  • Managing your home loan
  • Overdrafts
  • Vehicle finance
  • Solar finance
  • Individual R10,000
  • Individual R30,000
  • Family Cover
  • Build your own cover
  • Vehicle insurance
  • Building insurance
  • House contents insurance
  • Valuables insurance
  • Home loan credit life
  • MFC Vehicle Finance Assurance
  • Overdraft Assurance
  • Balance Protection Plan
  • Personal loan Assurance
  • Travel insurance
  • Is your business covered?
  • Guaranteed Growth Plan
  • Guaranteed Income Plan
  • Investment planning
  • Insurance planning
  • Give
  • Retirement planning
  • Will drafting
  • Ensure your estate is managed by an executor | Nedbank
  • Trust services
  • Financial accounting
  • Tax services
  • Leave the admin of your estate to us, and not to your loved ones | Nedbank
  • Nedbank Private Wealth
  • Speak to a financial adviser
  • Blog
  • Talk to us
  • Find us
Need to resume your application?
Need to resume your application? Apply

Make secure online payments without having to use your card details

 

Benefits of a Nedbank virtual card

security

More security

Make payments directly from your account using your virtual card details. Perfect for online and app purchases!

control

More control

Set daily, weekly or monthly spend limits and decide how long you’d like each virtual card to remain active.

conveneince

More convenience

You can block and delete your virtual card at any time or create a new one instantly without impacting your linked account.

reward

More rewarding

Over and above the added peace of mind, you’ll earn Greenbacks and other membership rewards the same way as you would on your regular card.

benefits

Multiple benefits

Use your virtual cards for once-off purchases or upload them as payment options for online subscriptions and app payments (eg Uber, Netflix, Superbalist).

free

Free of charge

To create up to 5 digital cards on your credit or bank account at no cost, simply log in to the Money app and follow the easy prompts.

How to create your virtual card

     

  1. Log in to the Money app.
  2. Select Cards from the menu.
  3. Select Virtual cards, then Create virtual card.
  4. Read the overview and select Get started.
  5. Select the account you’d like to link your virtual card to.
  6. Select Add virtual card.
  7. Name your card.
  8. Choose an expiry date.
  9. Set your spending limit.
  10. Accept the terms and conditions.

 

Get the Money app
create-virtual-card-nedbank-money-app

A virtual card is a fully digital bank card that can be used on a smartphone and has identical features to a physical card. It is not a duplicate of a physical credit or cheque card, but rather an additional card that you can use for all your digital transactions.

You can use a virtual card when you shop online or for services like Uber, Netflix, Takealot, and more. Your Nedbank virtual card is only accessible through the Money app.

You can create up to 5 virtual cards for every physical card you have.

Primary cardholders with transactional accounts who use the Money app can create a virtual card.

Not required. Nedbank virtual cards do not require funds to be transferred between accounts. Each virtual card will use the funds available in the linked account.

You can set your own spend limit and expiry date. Each virtual card will also carry its own details, ie card and CVV numbers and expiry date, so if any card is compromised or no longer needed, the other cards or your account itself will not be affected.

All transactions will appear on the account statement that the virtual card is linked to.

Yes. The same guidelines that apply to a credit or cheque card apply to your virtual card.

No. Blocking or cancelling a virtual card will not affect the account that it is linked to.

Learn more about banking at Nedbank

See all

Opening employment doors for the youth in banking

Students are supported with training programmes, learnerships and online resources.

By Staff writer

Published 11 Aug 2022 in nedbank:blog/studying

Read
3 mins
card icon

Opening employment doors for the youth in banking

Students are supported with training programmes, learnerships and online resources.

Staff writer

Published 11 Aug 2022

Read
3 mins

Do you need Shari’ah-compliant banking services?

Make sure sure your investments and will comply with Islamic law.

By Staff writer

Published 20 Sep 2022 in nedbank:blog/planning

Read
3 mins
card icon

Do you need Shari’ah-compliant banking services?

Make sure sure your investments and will comply with Islamic law.

Staff writer

Published 20 Sep 2022

Read
3 mins

View and pay your SA traffic fines easily online

Avoid queues and save money by paying your South African traffic fines digitally.

By Staff writer

Published 21 Oct 2022 in nedbank:blog/banking

Read
5 mins
card icon

View and pay your SA traffic fines easily online

Avoid queues and save money by paying your South African traffic fines digitally.

Staff writer

Published 21 Oct 2022

Read
5 mins

How to stick to your money resolutions in 2023

Tips to build financial discipline if you struggle to keep your New Year’s resolutions.

By Staff writer

Published 12 Jan 2023 in nedbank:blog/budgeting

Read
3 mins
card icon

How to stick to your money resolutions in 2023

Tips to build financial discipline if you struggle to keep your New Year’s resolutions.

Staff writer

Published 12 Jan 2023

Read
3 mins

5 tips for teaching your children about money

Educating your kids lays a solid foundation for a life of financial security.

By Staff writer

Published 18 Jan 2023 in nedbank:blog/banking

Read
3 mins
card icon

5 tips for teaching your children about money

Educating your kids lays a solid foundation for a life of financial security.

Staff writer

Published 18 Jan 2023

Read
3 mins

Help and support

Get in touch

Call us on 0800 555 111

Find a branch

Chat to Enbi - your 24/7 assistant

on the Money app or Online Banking

Get the Money app

For a secure and convenient way to manage your money, open an account, get a loan, or even buy gift and prepaid vouchers: get the Nedbank Money app.

Get the Money app
nbd-qr
Scan the code to download the app