See what you can save by consolidating your loans
- Loan consolidation calculator
Enter the amounts you owe and would like to combine onto one account. You can also borrow extra money on your new, consolidated loan.
Borrow from
Amount you still owe
R
Loan 2
Remove
Borrow from
Amount you still owe
R
Loan 3
Remove
Borrow from
Amount you still owe
R
Add another loan
Get extra cash
Remove
This amount will be paid off as part of your new loan.
How much do you need?
R
Get extra cash
- 6
- 12
- 24
- 36
- 48
- 60
- 72
R0.00
A single, easy to manage instalment will mean you spend less each month on fees.
On average, South Africans will pay interest of 18.25% to 28.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
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Ready to save on your monthly repayments?
Consolidate your loansThis is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
See pricing guide for 2024