Calculate your consolidated loan

Add what you pay every month on the biggest loans you have. You can also add extra cash if you need it. The total combined amount you can borrow is R300,000.
Loan 1 details
What type of loan is it?
Amount you still owe tooltip text
R
Loan 2 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Loan 3 details
Remove
What type of loan is it?
Amount you still owe tooltip text
R
Add another loan
Add another loan
Remove
This is another personal loan that will be added.
How much do you need? tooltip text
R
Get extra cash
What’s your preferred repayment term?

  • 6
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
Include insurance in your repayment tooltip text
Total amount

R2000

R300000

How much you’ll pay back each month tooltip text

R0.00

What you’ll be saving tooltip text

A single, easy to manage instalment will mean you spend less each month on fees.

Example interest rate tooltip text

7.25%

24.75%

On average, South Africans pay interest of 18% to 24.75%. We’ll offer you an interest rate based on your payment history and risk profile.

Learn more about loans

When loan consolidation makes sense

Are you drowning in a sea of debit orders each month that leaves you stressed and disoriented? You’re not alone.

How to get loan consolidation right

If you’ve heard of loan consolidation and wondered what it’s about, here’s a 2-minute explainer.

If you must borrow, what’s the right loan for you?

Under normal circumstances, you would turn to a credit provider to finance an asset like a home or a car. But what should you do when circumstances are not normal?

Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.

Ready to apply?

Start loan application

See pricing guide for 2022