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Calculate your loan repayments
- Repayments calculator
Enter the amount you need, choose your repayment term and add insurance. We’ll tell you the monthly and total cost of your loan.
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On average, South Africans will pay interest of 18.25% to 28.25%. We’ll offer you an interest rate based on your payment history and risk profile.
Our calculation is only an example of how the interest rate and fees can affect your repayments. Although we do our best to give you accurate calculations, they will not be binding on us. To confirm the latest interest rate or fees, please visit your nearest branch.
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Ready to apply?
Start loan applicationThis is a representative example of what you can expect to pay.
Loan amount
R50,000 borrowed over 60 months
Monthly instalment amount
R1,923.47
Monthly service fee
R69
Total amount payable
R115,408.20
Annual maximum interest rate
29.25%
Maximum annual percentage rate
34.05%
Initiation fee
R1,207.50
See pricing guide for 2023